Variable

36 Articles total.
Annuities for Retirees: What to Consider Before You Invest

On Feb 25, 2015 0 104 52

Annuities can be purchased directly from an insurance company or from other financial institutions (including banks) that act on behalf of the insurance company. In exchange for your investment, the insurer agrees to make periodic payments for a set time period...

Options to Finance Your New Home

On Feb 25, 2015 0 104 52

Are you feeling overwhelmed with the sheer number of different types of mortgage loans? Not sure which one will work best for your situation and needs? Read on for tips to help you compare the advantages and disadvantages to the most common types of mortgage loans...

The Good, the Bad, and the Ugly: Why Your Broker May Not Be Recommending The Most Competitive Annuity

On Feb 25, 2015 0 104 52

There are over two thousand life insurance companies offering over fifteen thousand different annuities, and they run the gamut from horrific (I wouldn’t offer it to an enemy) to outstanding (I own it myself, and recommended it my parents)...

Are You Worried About Credit Card Debt

On Feb 25, 2015 0 104 52

Properly every one of us has some sort of credit card debt, but when do we know that it’s spiralling out of control? Well one way is if you’re pay more than 15% of your monthly salary to your credit card bills then start to worry, but a worse way of dealing with this is borrowing cash from one credit card to pay another, this will only put you into more debt...

Fixed Rate Vs. Variable Rate Credit Cards

On Feb 25, 2015 0 104 52

Although it is mostly industry practice to charge a variable rate of interest on outstanding credit balances at a certain percentage rate above Prime Lending Rate, it is possible, these days, to obtain a fixed rate credit card...

Say Cheese

On Feb 25, 2015 0 104 52

The Smile credit card was in 2005 awarded the accolade of being the “best credit card” at the Guardian Consumer Finance Awards, quite an achievement but when you consider it is the four year in a row that it has done so, speaks volumes of what type of credit card you will be buying into, if you feel that this is the right credit card for you...

Is Life Insurance Comparison Really Necessary?

On Feb 25, 2015 0 104 52

When you want to purchase a life insurance policy, you really do need to do a life insurance comparison. This is to ensure that you get the best possible rates and the best possible life insurance for your needs...

What’s The Lowdown On Variable Universal Life Insurance?

On Feb 25, 2015 0 104 52

If permanent insurance with flexible premiums and options is important to you, you’ll want to choose a variable universal life insurance policy. This type of policy combines features of universal life insurance with investment options, so you have the potential for a larger death settlement than you would have with an ordinary policy...

Immediate Annuity Revealed

On Feb 25, 2015 0 104 52

Immediate annuity is an annuity that has little or no accumulation phase. You purchase it with one payment and may begin receiving series of payments whether right away or deferred it until specified time...



Investment Scandals & Scams: What's Next!

On Feb 25, 2015 0 104 52

We humans are as creative on the "Dark Side" of commercial activity as we are in developing beneficial new products and services. In the face of huge financial benefits, however, some corporate executives can't resist taking an extra dessert even before their shareholders have finished dinner...

Don't Let Your Personal Loan Become A Personal Moan

On Feb 25, 2015 0 104 52

Most of us have been in a position at some point when we simply have had insufficient funds to pay for something. This could be car insurance/repairs, course fees, holiday, Christmas presents, electrical items or even the weekly shopping...

Home Loans – A Basic Introduction

On Feb 25, 2015 0 104 52

The most popular method of financing a home purchase is with a mortgage. This is a loan that is secured over the home. There are a number of different suppliers and you will have to shop around in order to get the best deal...

9 Tips on Applying for a Second Mortgage

On Feb 25, 2015 0 104 52

People usually apply for a second mortgage or home equity loan when they need money for debt consolidation, to pay large expenses or for home remodeling and home improvement. Second mortgages are generally categorized as fixed interest rate home equity installment loans (HELOANS) and adjustable mortgage rate home equity lines of credit (HELOCs)...

Adjustable Rate Mortgage - Learn The Basics

On Feb 25, 2015 0 104 52

What Is An Adjustable Rate Mortgage (ARM)? An adjustable rate mortgage is certain type of home mortgage that has a variable interest rate. Compared to a 30 year fixed mortgage, the borrower's payment is considerabely less...

An Introduction To Mortgages

On Feb 25, 2015 0 104 52

If you’ve just started working and saving but you desire to have your own house and own car, you may not need to wait for a decade or so for your dreams to come true. But that’s only possible if your mortgage application gets approved...

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