Term

234 Articles total.
Real Estate Terms – From Appraisals to Comps

On Feb 25, 2015 0 104 52

When you’re selling your home or other real property on your own, you don’t have to know everything about the process. It does help to have a practical knowledge of the terms that come up during the process...

What Is A Down Payment For A House

On Feb 25, 2015 0 104 52

Listen to advertisements for mortgages and you will hear everything under the sun regarding terms. So, what exactly is a down payment for a house? What Is A Down Payment For A House Considering today’s market prices for homes and how they have drastically risen, mortgages have become a necessity when purchasing a home...

Short-term vs. Long-term stock investment

On Feb 25, 2015 0 104 52

There are many persons that run towards stock investment as a means to make some quick money. This is perhaps however not the best investment option for persons with short term rewards in mind. The best option when thinking of investing in stocks is if you are interested in accumulating funds over a long period of time...

IRS Issues Long-Term Care Insurance Premium Deductibility Limits for 2006

On Feb 25, 2015 0 104 52

Nov. 8, 2005- The Internal Revenue Service has announced the 2006 limitations on the deductibility of long-term care insurance premiums from taxes. Premiums for "qualified" (see explanation below) long-term care policies are treated as an unreimbursed medical expense...

5 Tips For Cheaper Life Insurance Premiums

On Feb 25, 2015 0 104 52

1. Consider an income policy instead of a lump sum Most people know that life cover pays out a lump sum if you die. But far less know that you can buy cover that pays a regular tax free income instead of a lump sum...

Baby Boomer Couples Cutting Health Care Costs

On Feb 25, 2015 0 104 52

Baby boomer couples cutting health care costs by pooling resources to reduce the cost of long term care premiums. Instead of buying for one, advisers and analysts say you can sometimes slash premium costs by approaching long term care insurance as a couple...

Basic Home Loan Terms Explained

On Feb 25, 2015 0 104 52

The wonderful world of home buying can sometimes overwhelm the first time home buyer. They are inundated with information riddled with terms of art. ARMS, points, interest rates, good faith estimates, pay-downs, lock-in dates, so on and so forth...

Before You Buy That House - Do You Know These 7 Things? I Didn't

On Feb 25, 2015 0 104 52

1. You can negotiate a better interest rate. Although the general consumer knows you can often get a better deal by shopping around, most people do not transfer this technique to obtaining a mortgage. Keep in mind that the interest rates quoted by lenders are almost always flexible, so all you have to do is ask for a lower rate...

Buy Life Insurance - Increase Spendable Income

On Feb 25, 2015 0 104 52

Have you ever considered that when you buy life insurance you increase your spendable income? We all have responsibilities that we pay special attention to. We have to save for retirement. We must create an emergency fund, just in case...



California Term Life Insurance

On Feb 25, 2015 0 104 52

The typical route that most people take when it comes to buying term life insurance is that they find a reputable financial advisor, discuss their specific needs and then the financial advisor “shops out” the different carriers to hopefully find the least expensive but most comprehensive term life insurance quote to protect your family should your unexpected death should happen...

Cancer Survivor Impaired Risk Term Life Insurance

On Feb 25, 2015 0 104 52

Battling cancer on its own is an extremely trying event in anyone’s life and the lives of their families. If you had already owned a term life insurance policy before you developed cancer, you might have had the opportunity to use the accelerated death benefit to help offset the cost of your cancer treatments as well as other medical bills...

Choosing Between Term And Universal Life Insurance

On Feb 25, 2015 0 104 52

Surely anyone who has been in the market to purchase a life insurance policy has run into the confusing array of plans available. The following will give you a brief summary on two of the most popular life insurance coverage choices: Choosing between term or universal life...

Competitive Term Life Insurance - Updating Your Policy

On Feb 25, 2015 0 104 52

If you are in your 40's and 50's, there is great news when it comes to competitive term life insurance rates. Let's take a look at how your situation could affect your life insurance rates. Use Competitive Term Life Insurance To Reassess Your Needs Couples who think that they no longer need to look for competitive life insurance prices after their children reach 18 years of age, may want to check current market prices...

Credit Cards Terminology

On Feb 25, 2015 0 104 52

Credit card terminology these days has become rather complicated and credit card users should understand some of the key terms that are used, and exactly how they influence the charges associated with the cards use...

Decreasing Term Life Insurance

On Feb 25, 2015 0 104 52

Decreasing Term Life Insurance is a cost effective way of arranging life assurance over a specific period of time and has been available in the UK for many years. Decreasing Term Life Insurance is usually taken out to repay such things as loans and mortgages in the event of the death of one of the lives assured...

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