In recent years it has become increasingly difficult to pair the words “cheap” and “health insurance.” The cost of health insurance has skyrocketed, rising far faster than the overall rate of inflation...

Homeowner's insurance is designed to protect a person's biggest asset – their home – and its contents in the event of a disaster. Homeowner's insurance does not offer any insurance protection in case of flooding and certain types of wind and earthquake damage may be excluded or restricted, so it is important that you make arrangements for other types of insurance if necessary...
Almost every homeowner in Florida has homeowner's insurance. If you are financing your home then your mortgage company will insist that you buy homeowner's insurance, but even if your home is paid for free and clear your house still represents probably your biggest investment and your most valuable asset so you are probably going to want to insure it in any event...
Even though the state of Maryland does not require homeowners to purchase homeowner’s insurance, if your home is financed then your mortgage holder will force you to buy homeowner’s insurance. Just keep in mind that while your mortgage company may have the legal right to require you to buy and maintain homeowner’s insurance, it does not have the right to tell you which insurance policy you must buy or from which insurance company...
Even though there is no law in Missouri that forces homeowners to carry homeowner’s insurance, the vast majority of homeowners elect to carry insurance on their home and its contents. The reason is fairly obvious – your home represents the largest asset most Missouri residents will ever own and so, naturally, they want to protect that asset for themselves as well as their heirs...
Buying life insurance is almost a rite of passage into the responsible, adult world. Most people wait until they have a spouse and family before purchasing life insurance, and the very act of buying life insurance demonstrates a certain level of maturity – after all, the person buying the life insurance policy will never benefit directly from the sacrifices that must be made to pay the monthly premiums on the insurance...