There are always things in life that are outside of our control. Sometimes you have to buy something you don't have the money for. At times like this, having a credit card can be pretty nice. But it's not so nice once the bill comes...

Spending on plastic has never been more popular as more and more rely on cards instead of cash. Indeed experts believe carrying cash could soon become a thing of the past. High Street spending on debit cards outstripped cash for the first time in 2005 according to Precious Plastic 2007, the latest study of the UK consumer credit market from accountants PricewaterhouseCoopers...

For that perfect gift, many of us will turn to the internet and our credit card for shopping at Christmas And who can blame us, rather than taking a freezing stroll down the high street, web shopping is easy - and warm! But before you tap your card details into your PC, think about how safe this is...

We're often told that credit cards are only good for one thing - zero per cent deals and cheap borrowing. You could be forgiven for thinking that the only thing that matters in a credit card is the headline rate and the length of 0% balance transfer But there's more to credit cards than meets the eye, and if you've got a handle on your finances and are looking for something more than a way to manage costs through the month, then credit cards are a good place to start...

Maybe you’ve gotten in over your head with your debt. It could be that you struggle paycheck to paycheck, and you’re having trouble seeing the light at the end of the tunnel because you can’t keep up with even the minimum payments let alone pay anything additional in order to pay off your debt once and for all...

Have you found an error on your credit report? What should you do about it? Once you have your personal credit report and understand it, you may decide that you need to correct some errors. Errors on credit reports are common, and need fixing, just like the repairs you make on anything else that has been used for a long time...

We are a nation of consumers, for many of us it is extremely easy and enjoyable to shop and buy new items each and everyday. Unfortunately, many people and families live way beyond their means saving little or nothing and spending large amounts of money that total more than our income- usually subsidized with credit cards...

Unlike buying stocks of a company and waiting for a long period of time as the company grows to obtain profit, Forex day trading is a simple method of increasing your return as you buy, sell, enter and close out transactions on the same day...

When you don’t have the money to pay your bills, and you feel as though you are in way over your head, you might have to deal with unfortunate process of bankruptcy. Going through corporate bankruptcy is a hard process as well, because your business is involved with the financial difficulties...

Interest rates have increased 0.25% and now there's talk of possibly another rate rise before the end of this year or early next year. Today, the Reserve Bank of Australia (RBA) issued their Statement on Monetary Policy which suggests that the RBA has a "strong tightening bias"...

Do you have debt collectors on your back? Most people try to hide from debt collectors. This, however, is not a good solution. A better idea is to seek the aid of debt counseling services, and bring some sanity to your financial affairs...

Not sure how to get out of debt? Here are a few easy tips you can follow to get the best results in the shortest time. Incurring debt is easy, but managing debt is not. It requires financial discipline and knowledge of debt reduction solutions to do so...

There are currently many people who find themselves in a very difficult financial situation, where they’re faced with mounting debt and not nearly enough income to meet their monthly financial obligations...

A very large number of people find themselves owing thousands of dollars to credit card companies and as a result, searching for viable options to successfully eliminate their debt in order to avoid a bankruptcy filing...

More often than has ever occurred in the past, a significant amount of people are finding it extremely difficult to pay all of their monthly bills and as a result, have fallen behind on their payments...