Most people when asked today are either floundering in debt or asset rich and cash poor. This is because most of the funds and plans that people invest in are usually capital appreciation instruments. This means that you can make money due to the difference in the buying and selling price of the instrument...

When it comes to new technology all have come with various drawbacks and credit cards have been no different. One of the specific drawbacks come in form of phishing. Phishing is done when a person uses a fake email or fake online shopping websites in order to gain information about you, your bank, or your credit card...

You have probably heard the saying "if you fail to plan, you plan to fail." This couldn't be more true in the world of trading. None of us begin to trade with the intention of failing but that is just what we are doing if we blindly look for trades to put our money into without a proper plan of attack...

When I first began trading back in the '90's, I was very fortunate. I had begun trading at time when the market was headed almost straight up. My first strategy was writing covered calls which blended with a rising market in such a way that I almost never lost...

ALCOA (AA), this is the bell weather sign that earnings are upon us again. AA is the first major component of the DOW to report and it is the unofficial signal that the earnings cycle has started. The fact is that earnings never stop and while the numbers may dwindle to a trickle at times there are companies reporting constantly...

We scrimp and save over the latest designer wear, even the hottest cars or fancy jewelry but only a handful of people have actually thought about protecting their financial future with private medical insurance...

There are so many ways that your identity can be stolen. It’s such a shame that people take something as valuable as the internet and steal from you, but it happens. When it does, they can go on a spending spree that can ruin you financially...

In every national budget, there is a part called "Public Procurement". This is the portion of the budget allocated to purchasing services and goods for the various ministries, authorities and other arms of the executive branch...

Traders deal with two different kinds of returns when they speak of profits and losses made in the markets. Realized returns, often referred to as "booked", are those which come about as the result of a position which has been closed out...

Bankruptcy is a legal term that all of us have heard over and over again. We usually think that a person has become poor when they are bankrupt however that is usually not even close to the case. We have this pre-conceived notion that in order for us to be bankrupt, we are irresponsible and lazy...

I just finished a Venti Latte at Starbucks, my fifth this week. As I enjoyed my coffee and thought about my next “save money grow rich” article, it hit me like a ton of bricks that my coffee could be the subject of my article...

Selling your home on your own can save you a lot of money, and yet most people still use a realtor. One reason is that realtors actually do have access to marketing tools you don’t generally have. That, though, does not have to be the case...

Most of us will face expenses in later life such as university, new car, wedding and first home. If you can afford to start saving for your children, a nest egg in later life can be a huge benefit. Saving just £30 a month for 18 years at an interest rate of 4...

Government auctions are where items that various government agencies have seized are sold, often at excellent prices. With a little knowledge, you can save some money with government auctions. Here is some basic information and tips to help you make the most of government auctions...

Buying Shares You should consider buying shares only if: * You have at least one year's income saved and available on demand You need to have instantly accessible savings to pay for the unexpected. The unexpected can include funerals, washing machines or repairs to the car after an accident...