Investing

1936 Articles total.
How Much Should You Borrow?

On Feb 25, 2015 0 104 52

There's little doubt that we're borrowing more and there's also little doubt that credit is one of the great conveniences of modern life. That said, like Goldilocks you want to borrow the amount that's just right -- and no more...

How To Find A Home Mortgage Lender

On Feb 25, 2015 0 104 52

Looking for a home loan? In searching for a home loan, there are three providers which you may choose from an officer at a bank, other lending institution or you may turn to a mortgage broker. Whichever provider you choose the end result is just the same and that is you get to have a new house...

How To Find Mortgage Lenders In Houston

On Feb 25, 2015 0 104 52

How to find the best lenders All loan officers will tell you that theire company's the best and provide you with a list of reasons to back up their claim. But if you run into the same loan officer years later, chances are good that he not only but works for a different kind of lender, he'll tell you the new lender he works for is much better – and offer another list of reasons why...

How To Find Wholesale Mortgage Lenders

On Feb 25, 2015 0 104 52

Some mortgage bankers and portfolio lenders are also wholesale lenders that deal with mortgage brokers, sometimes exclusively. Most mortgage lenders have both wholesale and retail departments. Mortgage brokers prefer to obtain wholesale rates and then mark up these rates by adding points, presenting the borrowers with quotes that are similar to what borrowers could obtain directly from a retail lender...

How to fix your credit permanently.

On Feb 25, 2015 0 104 52

Our treacherous financial situation in this country like the infamous sub-prime mortgage meltdown has consumers wanting to get physically ill just thinking about it. This financial epidemic has not affected just personal lives, but a huge portion of “mom and pop” small business owners as well...

Interest-Only Or 50 Year Mortgages - Do They Really Make Sense?

On Feb 25, 2015 0 104 52

With hotspots like Las Vegas, much of California and Florida still enjoying a good real estate market, many banks and mortgage companies are now spreading out payments over 50 years to make them more affordable...

Interest Only Mortgage? Consider A Graduated Payment Mortgage

On Feb 25, 2015 0 104 52

Graduated payment mortgages (GPM) offer financing solutions for those who expect their income to rise in the future. A hybrid of an adjustable rate mortgage and fixed-rate mortgage, a GPM with its fixed interest rate starts with low payments that increase yearly based on the loan’s terms...

Is a Fifteen Year Mortgage a Good Bet?

On Feb 25, 2015 0 104 52

A fifteen year mortgage is a great bet, if you’re inclined to gamble on a couple of things. The first, obviously, is that you’re betting on your ability to pay the higher mortgage rate over the long haul...

Is It Time To Grab Your Home Equity?

On Feb 25, 2015 0 104 52

If you bought a home in the past few years the odds are overwhelming that your equity increased. According to the National Association of Realtors, the value of a typical home grew by 12.6 percent last year...



Is The 50-Year Mortgage For You?

On Feb 25, 2015 0 104 52

During the past few weeks several mortgage lenders have announced that they will now offer 50-year mortgages. This is a curious idea, but not as curious as it could be: At the height of the real estate boom in Japan some homes were financed with 100-year mortgages...

Keeping your Home Despite a Job Loss

On Feb 25, 2015 0 104 52

Job loss is a grim specter for a mortgage holder. For most of us, that mortgage payment is at the top of the monthly bill payment list. You can talk almost any creditor into short term relief and even long term restructuring – the phone company, your car loan(s), credit card companies; they deal with delinquent payment plans daily...

Life Assurance - Protecting your mortgage

On Feb 25, 2015 0 104 52

The first time that many of us will think about life assurance is when buying our first home. Many mortgage lenders insist that life cover is taken out when offering a mortgage, to ensure the loan will be repaid if the borrower dies...

Mortgage

On Feb 25, 2015 0 104 52

A mortgage is a practice by which the ownership of the property is passed from the mortgagor, to the mortgagee, in return for the loan of the money, the mortgagee is the lender and the mortgagor is the borrower...

Mortgages - Types Of Interest Rate

On Feb 25, 2015 0 104 52

Types of Interest Rate You have researched into all the different mortgage types and found a suitable one for you. Now is time to look into what type of interest rate you wish to pay. The type of interest you wish to pay will depend on your circumstances and how much you are willing to pay out every month...

Mortgage 101 - Rational Decision Making

On Feb 25, 2015 0 104 52

A big part of getting approved or rejected in the mortgage process lies in your ability to make rational, unemotional decisions. It's essential that you separate yourself from the emotional issue of getting a house and approach the whole process like a business...

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