Fees

51 Articles total.
All About Personal Accounting

On Feb 25, 2015 0 104 52

If you have a checking account, of course you balance it periodically to account for any differences between what's in your statement and what you wrote down for checks and deposits. Many people do it once a month when their statement is mailed to them, but with the advent of online banking, you can do it daily if you're the sort whose banking tends to get away from them...

Basic Financial Information Tips (Part II)

On Feb 25, 2015 0 104 52

Scams & bad deals. Identity theft is the #1 scam. Keep your account #s, and Social Security # out of the hands of those who don’t need to know them. Don’t pay up-front fees in hopes of obtaining a loan or a credit card...

Basic Financial Information Tips (Part I)

On Feb 25, 2015 0 104 52

Savings. Pay yourself first. Start now stashing 10% of your income in an “Emergency” savings. Don’t use it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses you know are coming and you can estimate (e...

Signs That You're Not Using Your Credit Cards Properly

On Feb 25, 2015 0 104 52

It is a fact that many people fail to use their credit cards properly. Only when they have gained a credit card balance which is difficult to pay off do they begin seeking help. While it is possible to pay off your balance and get out of debt, it is much easier to look for the warning signals which indicate that your spending is getting out of control...

Who Is Responsible For Closing Costs

On Feb 25, 2015 0 104 52

Buying or selling a home is a euphoric experience for both of the parties involved. This euphoria can cool when you learn which party is responsible for the closing costs. Who Is Responsible For Closing Costs When looking to buy or sell a home, every person eventually arrives at the question of funding closing costs on the transaction...

Your Checking Account; Watch Those Expensive Overdraft Charges

On Feb 25, 2015 0 104 52

Copyright 2006 Debt Management Credit Counseling Corp. Boca Raton, FL – Have you ever looked at your bank statement and felt like screaming at the top of your lungs? Do you feel like you are throwing money out the window? Many people including yours truly, have experienced this annoyance known as bank overdraft charges...

5 Ways You Can Avoid Costly Credit Card Late Fees

On Feb 25, 2015 0 104 52

Credit card late fees are a fact of life for some consumers, but they don’t have to be for you. Legally, credit card companies can hit you with pretty much whatever fees they want. On the other hand, you don’t have to pay them, but only if you avoid them in the first place...

Avoiding Credit Card Fees

On Feb 25, 2015 0 104 52

Credit card bills can be expensive. Sometimes they can be simply too expensive. Depending on how you use your credit cards, and how much you spend, and how disciplined and controlled you are over your own spending, you may or may not have trouble paying your credit card bills when it comes to the end of the month and the bill arrives in the mail...

Collection Agencies And Your Rights

On Feb 25, 2015 0 104 52

The federal Fair Debt Collections Practices Act (15 USC 1692) applies to businesses which collect debts for other businesses. They do not apply to a firm which is collecting its own past-due accounts. When a collection agency contacts you The first time a collection agency contacts you; it must give its name and address, and the name of the original creditor (the business or person you owe money to)...



Common Credit Card Charges

On Feb 25, 2015 0 104 52

In recent years, the UK credit card industry has undergone absolutely massive changes. It is practically unrecognisable from the industry that was present even just a few short years ago. The competition that has flowed in from other countries, especially the United States, as well as from internet lenders and other institutions has meant that there are now more offers and more products than ever before...

Credit Cards and Divorce

On Feb 25, 2015 0 104 52

If you’ve recently divorced or are going through a divorce, one of the important issues that you should settle is how any joint debts are to be handled. This includes mortgages on a jointly owned home and any joint credit cards that you have...

Credit Card Balance Transfer Fees

On Feb 25, 2015 0 104 52

The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card...

Credit Card Charges and How to Avoid Them

On Feb 25, 2015 0 104 52

It is one of the joys of the UK credit industry that prices of credit, and in particular of credit cards, have continued to fall over the past number of years. Today you can get zero per cent on balance transfers, and even zero per cent on purchases, offers that were simply unimaginable just a couple of years ago...

Credit Card Debt Statistics

On Feb 25, 2015 0 104 52

In the United States, the debt levels of Americans have continued to increase since the 1980s. It was during this time that the use of credit cards greatly increased. Credit cards companies begin looking for different ways to market their products to consumers, and used such things as direct mail, commercials, and other marketing tactics...

Credit Card Foreign Transaction Fees

On Feb 25, 2015 0 104 52

In the last few years, many credit card companies have begun charging foreign fees for purchases made with credit cards outside of the United States. Many customers have become frustrated, wondering why the banks and credit card companies would charge such fees...

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