Are you still renting a home or apartment for yourself or your family? If so, you're losing money. Think about these three ways you lose money by renting: 1. You're paying for someone else's mortgage payment...

It is no secret that one of the things that keep the middle class going in our country is home ownership. One program is making the dream come true for more and more people. American Dream Down Payment Initiative On December 16th, 2003, the American Dream Down Payment Initiative was signed into law...

The deed to a property is a legal document that establishes ownership. There are different types of deeds. Here is an overview of a quit claim deed. An Overview of a Quit Claim Deed Quit claim deeds are a form of deed used in the transfer or sale of property when a grantor, a person who owns an interest in the property, is essentially allowing the transfer of that property to another person...

Like anything else, it depends on the type of business you're selling. Business buyer notes are documents secured by a business, much like a mortgage broker except there is no real estate involved. Often, personal property like cooking equipment, furniture, and office equipment obligates one individual or company to make payments, usually monthly, to another person or company...

When you make the decision to purchase a home, you are committing to a lot of debt. You want a home inspection, but be careful with your choice of inspectors. A Word of Warning About Home Inspections When Buying When purchasing a home, it should be required that the buyer set up a home inspection on the home...

You’ve moved in, you’re paying your mortgage; you’re ready to finally breathe out…Congratulations! You are now a homeowner, and should be enjoying the change. Now you’re firmly on the property ladder, you can start to make the most of your new status...

Although it’s a big undertaking, buying your own home is one of the wisest moves you can make. Rather than pouring money away on rent, you will effectively be investing in your property with every mortgage payment...

The decision to buy a home is often dependent upon the first impression of the buyer. This means your home must be spiffed out so buyers will make the emotional attachement. Making A Good First Impression When Selling Your Home Imagine you have always wanted to work in a particular job for a particular company...

Buying a home for the first time requires a few extra details. When you buy a home for the first time you must consider the contract, closing cost, originator fees, insurance, home improvement, and other specifics to make a good decision...

Property Buyers Guide Buying property is a major investment decision that needs a lot of thought. To make sure you are making an informed decision, it is best to refer to a buyers guide. This will guide you on the various considerations you need to look at before going ahead (or not) on that property purchase...

The term 'factors' might be a little confusing to the layperson. Typically, the word is used in the sense of causative factors that lead to some result. In the financial world, however, factors are like bankers, a class of financiers...

If you're looking for almost perfect weather year-round, South Carolina is where you want to be. With temperatures that stay within about 30 degrees of each other all year, you can't go wrong. Whether you are planning a vacation, moving, or finding somewhere great to retire, stop and take a look at South Carolina...

A structured settlement often follows a life changing incident, whether it be positive or negative. Due to these circumstances, you may be faced with the need for a large lump sum payment rather than small monthly payments over a number of years...

Buying or selling a home is a euphoric experience for both of the parties involved. This euphoria can cool when you learn which party is responsible for the closing costs. Who Is Responsible For Closing Costs When looking to buy or sell a home, every person eventually arrives at the question of funding closing costs on the transaction...

Ever since Stacey Smith got her credit card, she has been trying to decode the alien credit card terms that the credit card companies use. Deciphering credit card terms is a task in itself! The credit card companies use fancy language, which we don’t use in our everyday use...