Bankruptcy is a legally declared inability of individuals or businesses to discharge their debts. A declared state of bankruptcy can be requested not only by creditors in an effort to get what they are owed but also by the insolvent individual or organization...

If you're going to apply for a credit card, a mortgage, a loan or any other source of finance, one thing any potential lender will check is your credit report. This will tell them about any previous unpaid debts or legal judgments against you, and help them assess whether you are creditworthy or not...

You should be able to find several indispensable facts about credit card in the following paragraphs. If there's at least one fact you didn't know before, imagine the difference it might make. Still discussing on types of credit card – in this article we will be discussing about other types of credit cards like Balance transfer credit cards, low interest credit cards, airline mile credit cards, and reward credit cards among others...

If you are not a frequent flyer or interested in gift certificates to stores you rarely visit, then cash may be much more appealing to you. A cash back credit card can get some of the money you spend right back into your wallet...

There are many different types of credit cards. In this competitive area, many companies are now offering special rewards credit cards to bribe you to use their cards. There are numerous types of rewards credit cards to choose from...

For many people, their credit card appears to be free. Apart from the interest they pay on their outstanding balance at the end of each month, they do not pay any other fees for the convenience of the credit card...

If you are worried about getting a credit card or have a credit card and it is not working out for you, then maybe you should look at some of the alternatives on offer. There are a growing number of card alternatives to credit cards, some of which may be a better option for you...

There's only one way that people are freeing themselves from the shackles of bad credit and that is to create a new credit file on themselves within the credit bureau's computer system. That is the opening statement of one Credit Repair Book being sold on Ebay...

Maybe it isn't so bad to be broke while in college, I hear that's what you're supposed to be. None the less, I still feel like maybe something is out of place when 8 year olds have better cell phones than I do and spend more in Dairy Queen than I do in a grocery store...

Payments are made via credit card for bills for purchases made or services availed of. The issuer of the credit card lends money to the consumer or the cardholder by meeting the commitment for these bills on their behalf...

Credit Reports - What's On Them, and How to Check Yours Businesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about once every other month...

Cash back credit cards provide fantastic opportunities for those that carry them. For every purchase a cardholder makes with one of these cards, a cash rebate is earned. This makes cash back credit cards potentially very profitable for those that take the time to choose the best card available and then, of course, use it effectively...

In this day and age, a large number of the population is in possession of a credit card, sometimes even numerous credit cards! Banks and businesses are becoming more and more aware of consumer’s desires for specialised credit cards, and have thus introduced a myriad of credit cards that are joint ventures between banks and businesses...

Spending is such a hard habit to break, especially when people use their credit cards. Once they get addicted, they continuously endure the agony of spending in spite of imminent problems that tag behind...

There is always a sale or something that you must buy because of the holiday season, birthdays etc.... and the credit card companies could care less that you are on a budget. Those credit card companies that want you to spend money that you don’t have, the play the ‘savings game’...