There are various credit card offers available. If you are an extensive credit card user, you are likely familiar with the different types of offers and rewards. One widely publicized credit card is the zero percent interest cards...

As a child, I sincerely believed that the word Chase on my dad's credit card was some sort of anti-theft device. I envisioned a thief trying to use the card to buy groceries, the cashier seeing Chase on it, and then the entire store's staff running the thief down...

The concept of credit is not new. In ancient Egypt and Babylon – more than 3,000 years ago – merchants bartered with currency and services in order to maximize their spending processes, often collecting what we now call “interest” on payments that were late or past due...

Instant approval credit card offers may appear in your mailbox, pop up on your computer screen or beckon you at retail outlets. If you've gone through the application process in the past, then you probably had to wait weeks to receive a decision...

The Fair Credit Reporting Act (FCRA) and the recent update to this law called the Fair and Accurate Credit Transactions Act (FACTA) protect consumers against inaccurate information being reported by credit bureaus and the privacy of that information...

You were sure that you would get the loan that you applied for, but to your surprise, a bank turned down the loan. The bank explained to you that you have bad credit and they consider you sub prime. What, you may, ask is sub prime? Sub prime means that you have bad credit and score of less than 620 on the FICO scale / rating...

Student credit card offers can be a wonderful way for college students to be introduced to the world of credit. With a student credit card they can buy things when they need to and learn how to manage debt successfully...

You should be able to find several indispensable facts about credit card in the following paragraphs. If there's at least one fact you didn't know before, imagine the difference it might make. Still discussing on types of credit card – in this article we will be discussing about other types of credit cards like Balance transfer credit cards, low interest credit cards, airline mile credit cards, and reward credit cards among others...

Have you ever wondered why collection agencies keep calling you more often? There are numerous situations that credit collectors use to get the money you owe. But let’s start from the beginning when you get your credit card...

Choosing the right business credit card is essential to your business. A business credit card is good for those who have their own small business or have a company that they run. There are many credit card companies out there with small business credit card offers and they each have their own pros and cons...

Now that summer's here you may be getting ready for that long awaited European vacation. Have you checked to be sure you have the right travel credit card? Although using credit cards are best when you travel, you need to be sure you've selected the best credit card for overseas use...

It is a fact of modern life that credit cards are an increasingly essential financial tool. There are many situations in which if you do not have a credit card, you will either be unable to pay for goods and services, or to take up special promotions...

Balance transfers have grown in popularity and importance ever since lenders have started using zero per cent interest rates on balance transfers to lure consumers from other companies to their own. Introductory Offers These 0% balance transfer offers give the customer a very low, or zero per cent interest rate on any sum transferred from another credit card, over to them...

This was the title of the cover page of the prestigious magazine, "The Economist" in its issue of 10/1/98. The more involved the IMF gets in the world economy - the more controversy surrounds it. Economies in transition, emerging economies, developing countries and, lately, even Asian Tigers all feel the brunt of the IMF recipes...

Have you ever had a problem that just won't be resolved? The endless phone calls, letters and hours of worry can really start to get to you. Often, there are mistakes made on credit reports that are difficult to correct...