Every young student going off to college wants the liberty of having their own credit card. What a great privilege it is, and sometimes, it could even be a great gift idea for a student, too. If you are in the process of choosing your first student credit card, or helping that special student of yours get their own card, before you start looking, some things should be considered - both about the young person, and about the types of cards available...

Everyone by now has probably gotten at least one email, junk mail, or other type of solicitation concerning Credit Repair. The truth is that around 80% of Americans have credit issues they need to deal with so there is a huge market for credit repair services...

With so many credit card deals on the market, consumers can have a hard time deciding on the right deal for them. There are many rate options for new credit card customers. These include cards with a 0% interest rate for a fixed period, low balance transfer rates or introductory rates...

An airlines credit card earns credits or points whenever the card is used. Simple enough, right? Choosing the airline card will not be difficult, if you travel frequently with a certain airline. If you use various airlines, then it is wise to select the airline cards that give more flexibility in its redemption and reward system...

If you're interested in getting a Prepaid Master Card, you no doubt have many questions you want answered. In this article, I will go over a list of common questions asked about Prepaid Master Cards and answer them...

A very common question you hear asked these days is which is the better, cash back or rewards credit cards loyalty schemes. The following is a brief explanation of the cash back vs. rewards credit cards loyalty schemes argument: Cash Back Credit Cards As their name suggests, cash back credit cards offer customers the chance to reclaim a certain percentage of their credit card expenditure in the form of a cash back payment...

Credit cards are a valuable tool in today’s society, and have many benefits including improved cash flow and buyer security. However, credit cards have dangers too, and if they are used badly or you are unaware of the potential problems, you could end up paying out a lot of money and getting into debt...

Tips on how to get started now. You will not be able to build good credit overnight. It will take discipline and persistence on your part to change your credit for the better. After you have fixed and improved your credit rating in the eyes of lenders, you will notice more opportunities offered to you to borrow money at more desireable terms than when your credit was bad...

Credit cards, as part of the financial industry, use a massive array of jargon. You can’t be expected to recognise all these technical terms, and some of them are quite important – so here’s a quick guide, in alphabetical order...

When looking into the different types of reward credit cards, it is important for you to understand that there are a wide variety of reward credit cards to choose from. The type of reward credit card that is right for you is largely dependent on your own personal lifestyle and needs...

Keep Your Credit History Clean - Remove A Negative Credit Record From Your Credit Report. It can make a difference of up to 18% in loan repayment costs. For example, on a 30-year, $150,000 fixed rate mortgage, a borrower with the best credit score, 760-850, will pay 5...

Everyone knows that children are our future. Our role as parents is that we need to put much effort in order to be satisfied with future results. We have been starting to teach our children from their childhood...

Credit card for college students has high annual fee and interest rates. Student credit card does not require a co-signer, since the credit limit is low and if the limit is breached you must have a co-signer...

Your credit rating is determined by your credit report. If you obtain a loan from a bank, credit card company, or other loan establishment, your ability to make your payments on time is reported to a credit reporting agency...

Have you ever bothered to have a look at your credit score? Most of us are not even aware about the importance of maintaining a healthy credit score. If your credit report has a bad credit score rating it’s the time you start to improve your credit score rating...