Travel has become an expensive proposition, especially if you are not earning future flying miles while airborne. Airline credit cards generally offer points per flight taken, bringing rewards as a byproduct of each trip...

Once it may happen that you can find yourself in an urgent need for a big credit line. However on your way to obtain it you will inevitably meet with some problems. Let's discuss some of them. Credit score...

There are several ways that we can build credit. If you are tired of collectors hounding you, or if you are frustrated that no one will loan you money because you never had credit, it is time to learn how to build your credit...

If you expect to always pay your monthly bill in full--and other features such as frequent flyer miles don’t interest you--your best choice may be a card that has no annual fee and offers a longer grace period...

The very first credit card was the Diners club card, which was created by Frank McNamara in 1950. From there many companies, stores, and banks began offering credit cards. These credit cards gave the cardholder the ability to purchase on credit and pay it back at a later date with interest payments added if the entire balance was not paid on time...

When confronted with the reality of having bad credit, people’s first reactions are something along the lines of “I’m doomed” or “This is it” and "That’s it". But there’s no need to be so depressed and pessimistic just yet...

One of the huge advantages of credit cards, and one of the many reasons they continue to grow in popularity, is the easy access they offer when travelling abroad. Not only can they be used with ease to book hotels or pay for car rentals, but they can also be used at cash machines around the world for instant and safe access to local currencies...

The credit card industry has become so competitive, a new and more creative credit card reward offer is being announced almost daily. If you play your cards right, you can make the financial institutions pay you to use their card...

Many consumers understand the value of regularly monitoring their credit reports. Identity theft affects millions annually. Furthermore, credit report errors can result in credit card or loan denials. Sadly, many people do not take the necessary precautions to safeguard their credit...

If you are looking for rewards in the way of airline miles, consider the SkyPoints Credit Card from Delta and American Express. Here, you will be rewarded with discounts from the airlines that you will travel on and earn these rewards simply from places that you probably already shop at...

Credit card companies charge fees of some sort or another. The key is to find a card with the lowest fees for the services you use. For instance, if you use cash advances, then investigate those fees with credit card companies before you sign up with them...

I am delighted to say that I am a credit card deadbeat! In fact, some of you might already be credit card deadbeats too, if so, I commend you for your excellent work! Now, as for those who don’t know what a credit card deadbeat is, before you start thinking I have a screw loose, you may want to continue reading! When I say that I am a credit card deadbeat, I don’t mean that I avoid my credit card bills...

A home equity line of credit is a useful financial tool for homeowners. Unlike a traditional home equity loan, which has a fixed repayment schedule, the line of credit, also known as a HELOC, has a more flexible repayment schedule...

What is the concept of a balance transfer credit card? To put it simply, making 0% interest balance transfers from one credit card to another is a great way of answering the age-old conundrum: how to have your cake and eat it too...

The Larry Rule - Is Applying for Store Credit Cards Bad for Your Credit? Larry Lindsey is probably not a name that you know, but he is an important figure in the history of personal finance. Currently, Mr...