The biggest trend among credit card companies today is in the realm of travel related rewards. People want to travel more and more and they are looking to credit cards to assist them with their frequent flier miles and the travel rewards that come with them...

As a child, I sincerely believed that the word Chase on my dad's credit card was some sort of anti-theft device. I envisioned a thief trying to use the card to buy groceries, the cashier seeing Chase on it, and then the entire store's staff running the thief down...

If you have credit cards, but have not yet let your spending get out of hand, then now is the time to take stock of your position and make some decisions about your financial future. Ask yourself what do you want those credit cards for? Do you just want them so that you have a source of payment in emergencies, to shop occasionally online, or when you travel abroad? Or do you plan on going on a shopping spree and spending the rest of the year struggling to clear the balance? Most people do not intend to ever use up their credit limits and max out their credit cards, but it is surprisingly easy to do, and can be very difficult to undo...

In 1958, a department store chain based in small suburb of Dallas, Texas issued a credit card that afforded users a great discount on products bought from their stores using the card. Ever since J.C. Penney started that trend, many other department store chains have followed suit, realizing the potential profits of this...

How many times have you taken out a credit card based purely on its current interest rate or balance transfer option? You may be surprised to note there are at least 7 elements worthy of consideration when you take out a new credit card...

Appreciation rates for real estate have been phenomenal in many parts of the country for the last five years. This creation of massive amounts of equity has lead to interest in home equity loans. Home Equity Lines of Credit – Be Careful A home equity line of credit provides a homeowner with the liquid equivalent of a hard asset...

Although Visa and MasterCard might be the forerunners of the credit card industry, Discover card has been increasing in popularity over the last decade or so. Except for student credit cards, most Discover cards have a comparatively low APR, and they never have an annual fee...

Business Green Rewards Card introduced by American Express favors business owners with good credit. Those of you, who can pay in full each month, be ready to redeem the extensive rewards program without any limits...

It has only been recently that the larger credit card companies began aggressively marketing small business credit cards. If you are a new entrepreneur and have decided it’s time to get a small business credit card, you are in luck! Most new businesses are sole proprietorships and credit is an important part of growing your business...

To improve your credit score, you have to take steps to improve the rating that the credit bureaus give you on your credit report. The score is the grade they give so that merchants know whether or not you a good risk for them to lend money or allow you to have a credit account...

Credit is a necessary tool for many people's day-to-day lives. Good credit allows for many advantages that we sometimes take for granted: credit cards, the ability to rent an apartment, qualifying for financing or a car loan, and that’s just the beginning...

Cheap credit cards come in many varieties. In addition, there are many factors a consumer needs to take into consideration when determining whether or not a credit card is truly cheap. The first factor most people consider when looking for cheap credit cards is the card's Annual Percentage Rate (APR)...

In this article, we will discuss why this credit repair is so important and how you can benefit from understanding the steps to repair your credit. Credit repair is not easy all the time but there are answers offered to help us get out of debt...

If you ever entered a courtroom, you know that the stress elevates, even if you are in the room for someone else. Courts are an automatic source for lifting stress. Moreover, to avoid the courts means we have to abide by laws and pay our debts...

When you are first starting out with a credit card, it is important to pay attention to credit card interest rates. If possible, you might consider applying for a 0 apr credit card. This means that for a period of time, you would pay 0% interest on your purchases and any balance transfers...