Student Debt Consolidation refers to consolidating all debts such as outstanding credit card debt, mortgage loans, student loan debt, car loans, etc., into one simple aggregate loan with a lower interest rate and lower monthly loan payments...

Life is tough enough without the burden of financial obligations. People have car payments, car insurance, rent, mortgage payments, college loans, private loans...the list goes on and on. Due to the increase of tuition and the value of homes, the ability to pay all of these payments on time is decreasing by the year...

Did you know that there are 44% of Americans who have debt that they cant pay? A study from conducted by the Federal Reserve shows that outstanding debt in 2007 has remained steady at $2.5 trillion. If we divide this amount to the total population of the United States, that equivalent to $8,200 debt for every man or a woman, an adult or a child...

Under the accepted standards of borrowing student loans, it is stressed that you can borrow up to the cost of attendance, as determined by your school, less other financial assistance you might be receiving...

On November 1, 2005, the Federal Reserve Bank [Fed] raised interest rates one quarter of a percentage point. Since Summer 2004, outgoing Fed Chairman Alan Greenspan has been raising interest rates on a regular basis since hitting its low point of just 1%...

The vast majority of government student loans cannot be gotten rid of easily, even filing for bankruptcy will not resolve these debts. The only way that these types of loans can be taken care of in bankruptcy is if you can prove that they are a substantial hardship on you and your finances and this is a pretty hard ting to do in most cases, especially since the rest of your debts will be taken care of with the bankruptcy filing...

Copyright 2006 Andrew Saari There are so many different credit cards out there to choose from! Picking the right one for your spending habits can be a difficult decision. Here, we'll try to help you sort through the types, and to make a wise choice...

Whether or not to re-finance is a question homeowner may ask themselves many times while they are living in their home. Re-financing is essentially taking out one home loan to repay an existing home loan...

This is a very important question which all homeowners should ask themselves both at the start and towards the end of the process of re-financing. The answer to this question can spur the homeowner to investigate re-financing further or convince the homeowner to table the thoughts of re-financing for the moment and concentrate on other aspect of owning a home...

Students are often portrayed as being lazy, indolent, or, perhaps most damningly of all: scruffy. But todays students are often more active and involved than their parents, and they demand the rewards that come with this behaviour...

For students who are unable to get student loans, the fun and kicks of college might be virtually non- existent. There are many more payments to make apart from books and Tuition. Just imagine how difficult it can be for students who also have to pay living expenses because they have to live apart from their families while in college...

Credit card companies consider students that are loyal and good customers, as they tend to upgrade the credit cards when the need arises to do so and the students are supposed to keep the credit cards for a longer period...

There are very few people who have not heard of Citibank. The renowned company serves and caters to the needs of frequent travelers, business personnel as well as students. The Citi Driver's Edge Card for College Students is one such card that caters to the needs of students...

These days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further their education. How soon the loan is sanctioned, the rate of interest, and the amount sanctioned will all depend on your credit score which is based on your credit report...

If you're a college student, you know how expensive books, movies and tuition can be. And if you only work during the summer break, you may be looking for a way to stretch your funds through the cold winter months...