Personal

2256 Articles total.
0% APR Introductory With Balance Transfer Option

On Feb 25, 2015 0 104 52

The Christmas Holiday Season brings retailers 25% and more of their yearly sales. It's safe to assume the month of January most likely shows the highest consumer credit card balances. As impulse buying often times is the culprit in charging more than we planned, it's easy to see how one could get carried away during the 'season of giving...

10 Easy Tips To Save Money On Your Home Heating Bills

On Feb 25, 2015 0 104 52

With energy costs higher than they have ever been in recent history, it pays to find ways to reduce your home heating costs. I put together some tips that are easy, cost effective and will all add up to reduce your home heating bills by a significant amount! You don†t need to be Bob Villa either...

10 Tips To Make Sure Your Financial Budget Will Succeed

On Feb 25, 2015 0 104 52

You†ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action...

15 Startling Reasons Why Your 401(k) May Be Your Riskiest Investment

On Feb 25, 2015 0 104 52

Financial institutions have a distinct genius for marketing. They are able to get millions of Americans to hand over their money with very little thought taken, very little knowledge of the so-called investments offered, and even less control of their investments...

3 Ways To Get Your Free Annual Credit Report

On Feb 25, 2015 0 104 52

Yes, you can now get your credit report without paying a dime. And unlike before, now it is truly free. No longer do you have to sign up for a "free" credit report by signing up for "credit monitoring protection service" for a low annual fee of $79 a year! The days of dodging the annoying charges and service fees for a free credit report are over...

401k Retirement Plans Explained

On Feb 25, 2015 0 104 52

401k retirement plans are special types of accounts, financed through pre-tax payroll deductions. The funds in your account are invested in various ways. Your funds can be invested through any number of stocks, mutual funds, and other ways, and it is not taxed on any capital gains or interest until the money is pulled out or withdrawn...

4 Things To Remember When Renewing Your Home Contents And Home Buildings Insurance

On Feb 25, 2015 0 104 52

Each year when our renewal notices come through the post for our home contents insurance and/or home buildings insurance, most of us automatically sign the form and send it back to the insurance company – after all, we already know how much the premiums are going to be...

7 Tips To Increase Your Credit Score

On Feb 25, 2015 0 104 52

Having a high credit score can mean the difference of thousands of dollars of saved interest expense compared to others with a lower score. For example, if you improve credit score results from the credit bureaus, just a few points that increase your credit score can make huge difference in the interest rate you will pay for a home purchase...

7 Ways to Grow Flowers

On Feb 25, 2015 0 104 52

Flowering landscape trees are the crown jewels of the yard. Perhaps no other plants, individually, can have as great an impact on how a yard looks in spring. Browse the articles to which I've linked below for information on particular varieties of flowering landscape trees...



9 Places You Can Save Money For Your Family

On Feb 25, 2015 0 104 52

Most families are spending more and more money every year (and not just because the cost of living rose) while also saving less and less. One reason is that few household managers spend much time reviewing expenses and expenditures to find ways they can save money...

Annuity Transfer - What Are The Risks

On Feb 25, 2015 0 104 52

Many people who know in the back of their minds that they got the possibility to transform a monthly payment or annuity long term payments into a big lump sum and by that to relieve some temporarily financial problems, or need to buy a new car or a house or help their children and so forth are tempted to exercise this process into action...

Are You Getting The Right Values For Your Money

On Feb 25, 2015 0 104 52

How you spend and manage money is a tangible way to measure your values. 1. Are you able to keep the promises that you make? When you borrow money you are making a promise to the person or financial institution that you borrow from to pay the money back...

Assistance For Seniors In Nevada Seeking Long Term Care

On Feb 25, 2015 0 104 52

The state of Nevada has several services and advocacy groups that help the elderly who are in need of long term care. Some of the groups are listed below: Advocate for Elders : Just as the name implies, they are advocates and offer assistance to seniors 60 or older who are primarily homebound...

Avoiding the Scam

On Feb 25, 2015 0 104 52

In the issue of repairing your credit, it is best to do it yourself. Most often, you may hear or see advertisements claiming outstanding credit repair services offering you “legal†and “guaranteed†solutions for your credit problems...

Avoiding The Sound Of Jingle Bills

On Feb 25, 2015 0 104 52

The Commons Trade and Industry committee has stated that the recent rises in UK gas prices has lead to increased suffering by many of the most exposed groups such as the elderly and, "non-elderly vulnerable groups, particularly disabled people, whose difficulties in relation to fuel poverty have been known for a long time"...

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