Mortgage

3417 Articles total.
Understanding Credit Scores and Repairs

On Feb 25, 2015 0 104 52

If you are applying for a mortgage, you're going to have to deal with credit scores. Here's a primer on credit scores and methods for improving them. Credit Report Step one in the process is making sure that you have a current copy of your credit report...

Understanding Credit Scoring On Mortgage Refinancing or Second Mortgage Loans.

On Feb 25, 2015 0 104 52

For years, lenders have utilized "credit scoring" to determine whether or not an individual is a good credit risk. Credit scoring has recently become a hot topic, due in large part by the mortgage lending industry's willingness to use the process to evaluate one's likelihood of repaying home mortgage refinancing or second mortgage loans...

Understanding FHA Loans

On Feb 25, 2015 0 104 52

If you are looking to buy your first home, then you owe it to yourself to check out the loans offered by the Federal Housing Administration (FHA). These loans can offer significant benefits designed to help you achieve the dream of owning your own home...

Understanding Mortgage-Backed Securities

On Feb 25, 2015 0 104 52

The housing boom of the last seven years has been one of the biggest ever. Mortgage-backed securities are one reason for the torrid pace of real estate growth. Understanding Mortgage-Backed Securities A mortgage-backed security is essentially a bond...

Understanding Points in Home Mortgages

On Feb 25, 2015 0 104 52

If you are in the market for a mortgage to buy a house you've no doubt heard the term "points" being thrown about. No, they aren't talking about the score from last night's NFL game; they are actually talking about a fee that is paid to the lender of the mortgage you are taking out to buy your home...

Understanding Prepayment Penalties on Home Loans

On Feb 25, 2015 0 104 52

Mortgage lenders prefer certainty to chaos. Some lenders take this concept to its logical conclusion in mortgages by inserting prepayment penalty clauses. Understanding Prepayment Penalties on Home Loans When a mortgage lender evaluates a loan application, it performs a number of analyses to determine risk and profit scenarios...

Understanding Reverse Mortgages

On Feb 25, 2015 0 104 52

Can't remember how many times I've been asked "What is a reverse mortgage"? Reverse mortgages are a great way to get a loan using your primary asset. As in all cases of financial lending, the flexibility comes at a price...

Understanding The Basics of a Mortgage

On Feb 25, 2015 0 104 52

A mortgage is nothing but a loan secured against the property that is your home, here secured means if you are not prompt with your loan payments, the lender has the rights to sell you home to take back his amount he has lent to you...

Understanding the Credit Score and Mortgage Relationship

On Feb 25, 2015 0 104 52

If you are considering buying a home or refinancing, the subject of credit scores has undoubtedly come up. So, what is a credit score and how does it impact you? Understanding the Credit Score and Mortgage Relationship In the 1960s, the concept of credit scores came to fruition...



Understanding The Mortgage: Adjustable Or Fixed?

On Feb 25, 2015 0 104 52

The mortgage is not one simple thing. There are many types of them and they each offer different advantages to those that are looking for one. Purchasing a home is one of the largest investments that you will ever make during your life time...

Unique Mortgage Refinancing Schemes

On Feb 25, 2015 0 104 52

Why Get Mortgage Refinancing? If you already have a mortgage loan you are no doubt aware of the steady decline in mortgage rates over the years. Don't you wish you had a way of making use of the dip in interest rates? Well that's exactly what we offer you...

Use A Mortgage Calculator To Guide Your Home Equity Loan Decision

On Feb 25, 2015 0 104 52

The difference between a home loan and a home equity loan lies mainly in that the home equity loan, also known as a second or even third mortgage, is issued at a higher interest rate. This interest rate is lower than you could expect to pay on a credit card, but it will be still higher than the original interest rate...

Using A Comercial Mortgage For Your Business

On Feb 25, 2015 0 104 52

Many people who invest in property or who own a business overlook the advantages of buying commercial premises. Although it is often cheaper in the short-term to rent property for business, there are a number of benefits to buying...

Using A Mortgage Calculator To Compare Loans

On Feb 25, 2015 0 104 52

A mortgage calculator is a pretty interesting tool. It is used on the websites of many lenders to show what the various options are in the loan products that they can offer. The hope is that an individual will come to the website, punch in the numbers to the loans they would like to have and see how much of a home they can afford to pay for each month...

Using A Mortgage Calculator When Going For A Refinance

On Feb 25, 2015 0 104 52

When you have a number of debts that are starting to create a financial problem each month, debt consolidation can provide ease for your life and mind. Tools such as a mortgage calculator mean that you can have some idea of whether refinancing your home is a possibility...

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