Mortgage

3417 Articles total.
Credit repair is as important as getting out of debt

On Feb 25, 2015 0 104 52

Avoiding complications in credit repair is almost important as getting out of debt. When we have bills that were neglected simply because we didn't have the money to pay the bills, or else we purchased items instead of paying the bills, we are in debt...

Danger of Deferred Interest Mortgages: Understanding the Risks of Negative Amortization Home Loans

On Feb 25, 2015 0 104 52

Negative amortization or "neg am" occurs when the minimum payment on a mortgage covers less than the monthly interest charged, causing the balance of the loan to increase instead of decrease. Interest only loans generally dont increase the balance due on a home although they dont diminish the amount due...

Decision With A Mortgage Calculator: When To Foreclose?

On Feb 25, 2015 0 104 52

One of the best places, you hope, to sink your capital for a good return is in real estate. However, when you provide the financing for someone to purchase their own home, your capital is tied to their ability to pay back the loan...

Different Ways To Repay Your Mortgage

On Feb 25, 2015 0 104 52

When you are searching for a mortgage, no matter if it is a first, second, or refinance, you have different options on repaying it which some people don't realize. So, before you just take whatever is on the paperwork, you should consider the following options: Capital and Interest Payments This is the most common way to repay your mortgage, since you make your payments each month on the capital, or principle, of the loan...

Does the IRS consider interest on a home equity line of credit deductible as a second mortgage?

On Feb 25, 2015 0 104 52

The home equity line of credit of an individual is considered to be deductible as a second mortgage for many people, but there are a number of considerations that need to be adhered to before the individual can actually deduct their interest on their taxes...

Don't Become a Mortgage Industry Crisis Statistic

On Feb 25, 2015 0 104 52

It's no secret that the U.S. housing marketing is having one of its largest slumps since the early 1980s. Pick up a newspaper or turn on the news and you are inundated with a daily report of more foreclosures, people falling further behind on their payments and a general souring of the entire housing and mortgage market...

Don't Be Afraid Of Getting A Mortgage Online.

On Feb 25, 2015 0 104 52

No matter what your credit history is, or what your circumstances are, the Internet has made the home loan process much easier. This article will outline a five-point plan to assist you in your pursuit of financing online: Step 1: Don't be afraid to go shopping...

Dont Be Stopped by Bad Credit

On Feb 25, 2015 0 104 52

If you are interested in buying a new home or refinancing the one you are currently living in, but think that you are out of luck because you have bad credit, think again. The mortgage industry is probably larger and more diverse than you realize...

Dont Let Bad Credit Stop You

On Feb 25, 2015 0 104 52

When I worked as a loan officer, it wasnt unusual for me to come across people who thought they were out of luck because they had bad credit. This is really not the case, although it is fair to say that you would not be able to walk down to your local bank, have a seat in the branch managers office and walk out with a mortgage...



Don't Worry About Your Mortgage Increases!

On Feb 25, 2015 0 104 52

Don't worry about the threat of increasing interest rates! Don't worry that you will not be able to afford to keep your house! There are several innovative ways to earn a little income from your property...

Down Payments Get Creative

On Feb 25, 2015 0 104 52

One of the biggest hurdles to buying a home is the down payment. Saving up a chunk of change can be difficult, so getting creative is a key. Down Payments The amount of your down payment is dependent upon many potential issues, but two come to the forefront...

Down Payment Scams The IRS is Hunting

On Feb 25, 2015 0 104 52

Coming up with the down payment for a home purchase can be a big hurdle. If you are straining to get the money together, be careful because the IRS is targeting down payment scams. Down Payment Scams The IRS is Hunting Charitable organizations do not pay taxes...

Do You Have To Have A Mortgage To Buy A Home?

On Feb 25, 2015 0 104 52

Buying a house is almost certainly the most expensive purchase you will ever have to make. Finding or saving the funds to buy your first home and get your foot on to the property ladder used to be almost impossible without taking out a mortgage to lend you the required funds...

Do You Know How To Find The Best Mortgage Deal?

On Feb 25, 2015 0 104 52

People will spend months or even years planning to buy their own home. They will work hard to build good credit. They will save a sizable down payment. They will search for the perfect house. Then they will settle for the first mortgage they see...

Do You Qualify For A Mortgage?

On Feb 25, 2015 0 104 52

A mortgage is a financial agreement between a lender and an individual that is hoping to purchase a home. The lender will pay for the home and the home buyer will need to pay the lender back, over the course of several years including interest...

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