Interest

2154 Articles total.
Creating A Budget For Christmas Gifts

On Feb 25, 2015 0 104 52

With Christmas quickly approaching, many people are figuring out how to purchase their Christmas gifts without blowing their budget and falling into debt. While giving is a great way to make your friends and family members happy, the consequences of giving more than you can afford usually comes back to haunt many of us in January, when the first credit card bills are received...

Credit Cards - The Key To Cashless Transaction

On Feb 25, 2015 0 104 52

It is neigh impossible to imagine that credit cards have an active history that predates to only fifty years. After the credit cards came into vogue, one would find the purses bulging with multitude of credit cards, and cash hidden in some obscure corner...

Credit Cards For Christmas Joy

On Feb 25, 2015 0 104 52

Sometimes I think that they should not be called credit cards. I think that more appropriate nomenclature would be convenience cards or lifestyle cards. Because credit cards do tend to have a lifestyle altering effect...

Credit Cards To Avoid

On Feb 25, 2015 0 104 52

Not every credit card is a good one - just because it promises a few good things. The truth is, that you really do not know just how good a credit card might be until you read the fine print that gives you all of the details...

Credit Cards You Need To Stay Away From

On Feb 25, 2015 0 104 52

Credit cards are such a convenience these days, and just about everybody knows it. This means that people want them and often want them in a real hurry. Credit card companies know this, too, and often present credit card "deals" that really are not deals at all...

Credit Cards: Sign Or Sigh?

On Feb 25, 2015 0 104 52

How do you manage your growing stack of credit cards? A number of us own a credit card or two, while many of us own one from each major bank. Each card provides a different set of benefits, we say. Do we really need that many cards? What makes you and I go through all the hassle of credit card application for so many cards? The convenience of having the extra cash when you need it? The little gifts you get to exchange for with the points you clocked with your purchases? The pack of discounts that accompanies each card? Or the display of social status when you flash a Platinum card? Whichever your reason for having those plastic cards in your wallet, if they are causing you financial problems, it is time to face reality and bid (some of) your plastic foes farewell...

Credit Card Alternatives

On Feb 25, 2015 0 104 52

Credit cards are extremely convenient, but extremely costly. For those that would like the convenience of a credit card without the high costs involved there are many alternatives. Below, you will find a few...

Credit Card Blues

On Feb 25, 2015 0 104 52

For many consumers the largest expense they have each month is their credit card bills. Often this is only exceeded by their home mortgage payment. The number of people who are in deep debt with credit cards is staggering, and many of these people are facing tough times because of this debt...

Credit Card Counseling

On Feb 25, 2015 0 104 52

There are always things in life that are outside of our control. Sometimes you have to buy something you don't have the money for. At times like this, having a credit card can be pretty nice. But it's not so nice once the bill comes...



Credit Card Debts And How To Cope With Them

On Feb 25, 2015 0 104 52

Credit cards may be convenient since it gives you the luxury to spend more than what you can actually afford, but they can also land you in serious financial problems if not used properly. The use of credit cards in America is increasing by the day, and unfortunately, many are struggling with debt caused due to over spending...

Credit Card Debt – Pay It Off Now

On Feb 25, 2015 0 104 52

Whether you†ve used your credit cards to purchase gas, food, clothing, car repairs or luxury items, it†s crucial to pay your account balances off as quickly as possible to avoid paying an outrageous amount of interest...

Credit Card Fees. The Credit Card Companies Strike Back

On Feb 25, 2015 0 104 52

Spending on plastic has never been more popular as more and more rely on cards instead of cash. Indeed experts believe carrying cash could soon become a thing of the past. High Street spending on debit cards outstripped cash for the first time in 2005 according to Precious Plastic 2007, the latest study of the UK consumer credit market from accountants PricewaterhouseCoopers...

Credit Card Finance Charges Defined

On Feb 25, 2015 0 104 52

If a consumer carries a balance on their credit card beyond a single billing cycle, they will be charged for it. This is called a finance charge and is associated with the APR on the consumer's account...

Credit Card Incentives And Choosing The Best Credit Card

On Feb 25, 2015 0 104 52

It is a well known fact that there are many different credit cards available today. In order to pick a credit card that will work for you, pick one that reflects your lifestyle as well as your ideal spending limit...

Credit Card Interest Charges - How They Are Determined

On Feb 25, 2015 0 104 52

†He who pays wrong, pays twice†is a famous saying amongst lawyers. Relating this to credit cards drives home its meaning even more. After your card-swiping shopping spree, it is payback time for all credit card users...

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