Interest

2154 Articles total.
Variable Rate Mortgages – Setting The Standard

On Feb 25, 2015 0 104 52

Here†s the first mortgage term you should learn – Standard Variable Rate, or SVR. This is the interest rate you will be paying on the total amount you are borrowing. It is usually expressed as a percentage, and is different from an APR (Annual Percentage Rate)...

What Are Subprime Mortgage Loans?

On Feb 25, 2015 0 104 52

Subprime lending refers to the extension of credit to higher-risk borrowers, a practice also commonly referred to as "B/C" or "nonconforming" credit. Loans to subprime borrowers serve communities that may have been underserved by other lenders in the past...

What counts as mortgage interest and how do I calculate it?

On Feb 25, 2015 0 104 52

When an individual takes out a loan from a financial institution or establishment in order to fully or help fund the purchase of land or a residential building for the purpose of primary or secondary residency, this is known as a mortgage...

What documents do I need in order to deduct mortgage interest?

On Feb 25, 2015 0 104 52

Many people are aware of how difficult it can be to perform normal tax processes when April comes around each year. On top of this, the more physical properties or complications an individual has in their life, the less simple it is for the individual's taxes to be filed, generally speaking - and this includes having a mortgage or residency...

What Do Interest Rate Hikes Mean For Your Mortgage?

On Feb 25, 2015 0 104 52

If you've picked up a newspaper or caught the news recently, you've probably encountered a story about mortgage rates and the Federal Reserve banking system. Like many borrowers, you might wonder how the Fed determines interest rates and how - in the event of a rate hike - your personal finances could be affected...

What Is A Reverse Mortgage And Should You Get One?

On Feb 25, 2015 0 104 52

Who qualifies for a reverse mortgage? You must be at least 62 years old and have equity in your home. You have equity in your home if your home is worth more than you owe on it. Here†s how it works When you bought your home, the bank loaned you the money to buy it and you paid them back with monthly mortgage payments...

What to Look for in a Foreclosed Home

On Feb 25, 2015 0 104 52

The first thing you should look for – or look forward to - is weeks and even months of diligent research. The opportunities in foreclosed homes often fall into the old adage, “If something sounds too good to be true, it usually is...

What You Need To Know Before Refinancing Your Mortgage

On Feb 25, 2015 0 104 52

Today it is becoming more and more popular to refinance your original mortgage. But, is this right for you? How do you know whether you†re taking advantage of a great deal or letting yourself in for financial problems? Read on for tips to help you make an educated decision...

When Is The Right Time To Refinance?

On Feb 25, 2015 0 104 52

One of the great mysteries of our time concerns the matter of when to refinance. It used to be that borrowers would refinance only when rates fell by 2 full percentage points, a standard which makes no sense in today's marketplace...



Who Do You Go To For Your Mortgage?

On Feb 25, 2015 0 104 52

Mortgages are available from a number of different sources. There are specific mortgage brokers as well as banks, building societies and other financial institutions, all fighting to get your custom. This is because they make money out of it and so they all want you to sign up with them...

Why You Should Consider an Adverse Remortgage

On Feb 25, 2015 0 104 52

There are many reasons to consider an adverse remortgage, particularly if you have a variable rate adjustable rate mortgage (ARM) that is getting close to a scheduled adjustment. Many individuals who borrowed money to purchase a home under the sub-prime lending market have mortgage loans with very unfavorable terms...

Zero Down Mortgage Loans - First Time Home Buyer Loan Programs

On Feb 25, 2015 0 104 52

Because of a larger variety of mortgage loans available, first time home buyers may become easily overwhelmed with the home buying process. Understandably, those entering the housing market may not know which loan program best fits their needs...

Zero Down Payment Mortgage Loans

On Feb 25, 2015 0 104 52

The days of most home owners putting ten percent down on a 30 year mortgage are long gone. One new option is zero down payment mortgage loans. Zero Down Payment Mortgage Loans Whenever you are looking for a loan, there are some good principles to remember...

Stocks Or Mutual Funds?

On Feb 25, 2015 0 104 52

If you happen to have some money left over at the end of all the bill payments and you have no need for anymore toys, or even if you are beginning a prudent and fiscally responsible gamble on some wealth that incorporates investment opportunities, you may find yourself wondering whether investing in stocks or purchasing mutual funds will offer the best returns...

Advantages In Joining A MLS Real Estate Listing

On Feb 25, 2015 0 104 52

When you choose to sell your home on your own, you want all the help you can get. Though you can save thousands by skipping the commissions of a realtor, you put yourself at a marketing disadvantage. That is why you need to get your property listed on the multiple listing service (MLS) for realtors...

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