Finance

3121 Articles total.
0% APR Introductory With Balance Transfer Option

On Feb 25, 2015 0 104 52

The Christmas Holiday Season brings retailers 25% and more of their yearly sales. It's safe to assume the month of January most likely shows the highest consumer credit card balances. As impulse buying often times is the culprit in charging more than we planned, it's easy to see how one could get carried away during the 'season of giving...

10 Easy Tips To Save Money On Your Home Heating Bills

On Feb 25, 2015 0 104 52

With energy costs higher than they have ever been in recent history, it pays to find ways to reduce your home heating costs. I put together some tips that are easy, cost effective and will all add up to reduce your home heating bills by a significant amount! You don†t need to be Bob Villa either...

10 Easy Ways To Organize Your Business Finances

On Feb 25, 2015 0 104 52

Whether you are a new entrepreneur or a more experienced business owner, taking control of your finances can feel like a part-time job. Some simple tips can help you streamline your time, organize your finances and reduce the stress of business money matters...

10 Tips To Make Sure Your Financial Budget Will Succeed

On Feb 25, 2015 0 104 52

You†ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action...

15 Startling Reasons Why Your 401(k) May Be Your Riskiest Investment

On Feb 25, 2015 0 104 52

Financial institutions have a distinct genius for marketing. They are able to get millions of Americans to hand over their money with very little thought taken, very little knowledge of the so-called investments offered, and even less control of their investments...

3 Ways To Get Your Free Annual Credit Report

On Feb 25, 2015 0 104 52

Yes, you can now get your credit report without paying a dime. And unlike before, now it is truly free. No longer do you have to sign up for a "free" credit report by signing up for "credit monitoring protection service" for a low annual fee of $79 a year! The days of dodging the annoying charges and service fees for a free credit report are over...

401k Retirement Plans Explained

On Feb 25, 2015 0 104 52

401k retirement plans are special types of accounts, financed through pre-tax payroll deductions. The funds in your account are invested in various ways. Your funds can be invested through any number of stocks, mutual funds, and other ways, and it is not taxed on any capital gains or interest until the money is pulled out or withdrawn...

401(k)

On Feb 25, 2015 0 104 52

A 401(k) plan is an employer sponsored plan. The employer makes direct contributions to the account that are deducted from the employee's paycheck. Most companies will match the paycheck contribution up to a certain percentage...

4 Benefits of Long Term Trading vs Short Term Trading

On Feb 25, 2015 0 104 52

Both short term trading and long term trading can be effective trading strategies, however, long term trading has several significant advantages. These include the effect of compounding, the opportunity to earn from dividends, reduction of the impact of price fluctuations, the ability to make corrections in a more timely manner, less time spent monitoring stocks...



5 Advantages Of Long Term Trading

On Feb 25, 2015 0 104 52

Both short term and long term trading can be effective trading strategies, however, long term trading has several significant advantages. These include the effect of compounding, the opportunity to earn from dividends, reduction of the impact of price fluctuations, the ability to make corrections in a more timely manner, less time spent monitoring stocks...

5 Great Reasons To Refinance

On Feb 25, 2015 0 104 52

There are many great reasons to refinance. With lower cost, adjustable rate, and 0-down options, traditional loan programs like 30-year or 15-year fixed rate mortgages don't always allow us to meet our financial goals...

6 Questions to Ask When Choosing a Home Equity Loan

On Feb 25, 2015 0 104 52

So you need some money for unexpected expenses. The roof took on a leak, the deck rotted through and a new family addition tightened living space. You bought too much Christmas on credit now the bills are overwhelming...

7 Tips To Increase Your Credit Score

On Feb 25, 2015 0 104 52

Having a high credit score can mean the difference of thousands of dollars of saved interest expense compared to others with a lower score. For example, if you improve credit score results from the credit bureaus, just a few points that increase your credit score can make huge difference in the interest rate you will pay for a home purchase...

7 Ways to Grow Flowers

On Feb 25, 2015 0 104 52

Flowering landscape trees are the crown jewels of the yard. Perhaps no other plants, individually, can have as great an impact on how a yard looks in spring. Browse the articles to which I've linked below for information on particular varieties of flowering landscape trees...

9 Places You Can Save Money For Your Family

On Feb 25, 2015 0 104 52

Most families are spending more and more money every year (and not just because the cost of living rose) while also saving less and less. One reason is that few household managers spend much time reviewing expenses and expenditures to find ways they can save money...

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