When you are using prepaid credit cards and enjoying all the advantages offered by it you should also be aware of the disadvantages associated to it. So you need to go through these aspects and make better decisions while using these cards...

If you have a discharged bankruptcy, here are three steps that could help increase your chances of qualifying for credit and loans: 1. Order copies of your credit reports You will want to order copies of your credit reports from the major credit reporting agencies (Experian, Equifax, and Trans Union) after your discharged bankruptcy...

Although Visa and MasterCard might be the forerunners of the credit card industry, Discover card has been increasing in popularity over the last decade or so. Except for student credit cards, most Discover cards have a comparatively low APR, and they never have an annual fee...

The Discover Credit Card is just one of the well known credit card companies that are out there for you to choose from. They usually have a great introductory period for the new credit card applicants...

So you ordered a copy of your credit report to check for inaccuracies and get the most from your credit score. Now how do you read it? Your credit report is read and used by any number of people you deal with on a daily basis, from your landlord to your employer to a potential lender...

You can turn your daily purchases into a fabulous Disney vacation. Bank One offers a new Visa Disney credit card that provides you and your family with great Disney rewards in exchange for making your everyday purchases using your travel credit card...

Lets imagine for a moment that youve just received your credit card bill in the mail, and you think the only purchase you made with it the previous month was at the gas station. What do you do then, when you find three purchases at Old Navy, and a bunch of other purchases you know you didnt make? Do you know what rights you have regarding fraudulent purchases on a credit card in your name? How about your rights if you purchased an item with a credit card, but never received the products you ordered? If these problems have not happened to you yet, you are lucky...

Managing credit often becomes complicated when details are lost, confused, unknown or when there are disputes on personal credit reports. Many times there will be errors with purchases or credit records...

Bill and Susie recently divorced. Their divorce decree stated that Bill would pay the balances on their three joint credit card accounts. Months later, after Bill neglected to pay off these accounts, all three creditors contacted Susie for payment...

Protect your good credit --Your divorce does not releive you from any joint credit card debt you may have had while you wer married. You are responsible for joint accounts from any credit card s you may have along with car loans and home mortgages...

While many people believe that getting their bad credit repaired can only be done through a professional agency, this is simply not true. By going to a credit agency, you might find that it takes a great deal more time and money than if you just worked on it yourself...

Good credit is key to economic success. You may not give to much thought to your credit report, but good credit lets you do a lot of things that most people take for granted: get a credit card, rental a car, obtain a loan, or even get an apartment...

Credit card bills can be expensive. Sometimes they can be simply too expensive. Depending on how you use your credit cards, and how much you spend, and how disciplined and controlled you are over your own spending, you may or may not have trouble paying your credit card bills when it comes to the end of the month and the bill arrives in the mail...

A reward credit card is one of the best ways in which you earn while you spend. To get the best out of reward credit cards you need to first find the right card for yourself. You need to understand your needs well before choosing the best reward credit cards...

Are you running high on debts and finding no solution to get it off? There are many people who are unable to pay their credit card debts. They get themselves in situation where they just dont seem to get out...