Credit

5510 Articles total.
Credit Card Balance Transfer - Do You Need One?

On Feb 25, 2015 0 104 52

Credit card issuers keep on adding new features to credit cards to woo potential customers. A credit card balance transfer is one among them. You can transfer your outstanding card balance (or balances) from your higher interest credit cards onto a balance transfer credit card with a lower introductory interest rate...

Credit Card Balance Transfer Fees

On Feb 25, 2015 0 104 52

The idea of a balance transfer deal was introduced to the UK in the year 2000 by innovative online bank Egg plc, who offered customers a bait of 0% interest for six months on balances they transferred from another credit card...

Credit Card Balance Transfer Revisited

On Feb 25, 2015 0 104 52

Credit card balance transfers are one of the financial world's great empowering features, but they can only be done successfully if you follow the rules and don't fall foul of them. Firstly you must consider the benefits, then the pitfalls...

Credit Card Balance Transfer How To Use It To Your Advantage

On Feb 25, 2015 0 104 52

A credit card balance transfer is not right for everyone. Just like most of the options in the world of finance there are some definite benefits to getting your own balance transfer credit card as well as some pretty significant downsides...

Credit Card Basics Understanding Five Main Credit Card Terms

On Feb 25, 2015 0 104 52

Credit cards are easy, right? You have a credit limit. As long as your balance isn't as high as your credit limit, you can pay for things with your credit card. When you pay for something with your credit card, you don't have to pay for it until later...

Credit Card Bills Read Them Carefully

On Feb 25, 2015 0 104 52

Many people fail to read the fine print when applying for credit cards. Even after they are approved, many people also fail to carefully read their statements. This could lead to disaster, as many credit card companies put clauses in the contracts which allow them to raise your interest rate for many different reasons...

Credit Card Cashback Offers

On Feb 25, 2015 0 104 52

Cashback is a popular incentive offered by many credit card companies. What it means is that for every dollar you spend, your card issuer will give you back some money, usually in a single payment made once a year...

Credit card cash advances, use them wisely.

On Feb 25, 2015 0 104 52

Use Your Cash Advances Wisely! Credit card cash advances can provide you with convenient and instant access to cash, but cash advances should be avoided if at all possible. What is a Cash Advance? A cash advance is an option cardholders can use to borrow cash against their current balances, as opposed to using the card for a tangible purchase...

Credit Card Charge-Off What Does It Mean And What Should You Do About It?

On Feb 25, 2015 0 104 52

Have you been told by a creditor that your debt is about to "charge-off"? Did the bill collector make it sound like you will be ruined financially if you allow this catastrophe to happen? If you're behind on your bills, unable to keep up with payments on your credit cards and other debts, sooner or later you will hear a creditor representative threaten you with the dreaded "charge-off...



Credit Card Chargebacks: A Merchant's Most Difficult Challenge

On Feb 25, 2015 0 104 52

Copyright 2006 William Hamilton Joe Q. Merchant, a successful e-commerce business owner, opens a letter from the Chargeback Department of his credit card processing company. Whats this? he wonders, intuitively knowing that this cant be good news...

Credit Card Charges and How to Avoid Them

On Feb 25, 2015 0 104 52

It is one of the joys of the UK credit industry that prices of credit, and in particular of credit cards, have continued to fall over the past number of years. Today you can get zero per cent on balance transfers, and even zero per cent on purchases, offers that were simply unimaginable just a couple of years ago...

Credit Card Charges Set to Fall

On Feb 25, 2015 0 104 52

In the UK the 8 largest credit card providers have been ordered to reduce their charges, for default and late payment, by between 40 and 50%. The current late payment charge by most major issuers is between 20 - 25 ($30 - $40 US) and the have been instructed to slash that down to 12 -15 UK ($18 - $20 US)...

Credit Card Cheques - An Expensive Convenience

On Feb 25, 2015 0 104 52

When most people think about credit cards, they first think of a rectangular piece of plastic that is physically swiped in a machine when you make a payment. In recent years however, there has been an increasing trend towards borrowing on your account without actually using your card, originally by quoting your account number over the telephone, and more recently when shopping online...

Credit Card Cheques Branded A Rip-Off By Financial Protection Agencies.

On Feb 25, 2015 0 104 52

The Office of Fair Trading has issued a demand for a change in the law restricting the use of credit card cheques. These cheques have been around for about 10 years and are designed to allow people to transfer funds into another of the cardholders accounts or make payments using their credit card accounts without the use of the card itself...

Credit Card Claims and Defenses

On Feb 25, 2015 0 104 52

If you paid for defective goods or services on your credit card and the merchant will not resolve the problem, you can file a dispute with the credit card company using a procedure called, Claims and Defenses...

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