Credit

5510 Articles total.
Collection Harassment & Resolving Debt Pt. 1

On Feb 25, 2015 0 104 52

So you are getting collection calls? Youre desk is full of unpaid bills. You dread answering the phone. You are having trouble sleeping at night because you are worrying about a bunch of bills. You feel depressed...

Collection Harassment & Resolving Debt Pt. 2

On Feb 25, 2015 0 104 52

In the last section we covered your rights against harassment and abuse by collectors. We also covered some options that your creditor may have to help you resolve your delinquent debt. Again I repeat that this is not legal advice but a guideline of your rights and options...

College Scholarships: How To Find Money For School And Get The Help You Need!

On Feb 25, 2015 0 104 52

Many potential college students don't end up attending university due to a lack of money, however there are thousands of college scholarship programs available. Here is a list of the most common types of college scholarships that students can apply for: Private organisations Corporate awards College-specific awards Athletic award Union funded scholarship Military scholarship Academic scholarship Departmental awards College scholarships awarded by the college that a student is attending are subject to strict terms of acceptance...

College Student Credit

On Feb 25, 2015 0 104 52

If you're a college student, chances are you've been offered more than a few credit cards. Maybe you have a friend who has already run up credit card bills on par with her student debt, and so you've steered clear of the credit card offers...

Common credit mistakes

On Feb 25, 2015 0 104 52

Using expensive or undesirable types of credit costs too much and is negatively scored Accumulating too many lines of credit or too many credit cards causes credit report remarks like "too much consumer credit...

Coping With ID Theft

On Feb 25, 2015 0 104 52

Identity theft can be hugely damaging to a victim's credit rating, as their file will invariably be filled with the worst kind of adverse information - unpaid credit bills and bad debts. While prevention is obviously better than cure, and there is plenty of information around on how to help protect yourself against ID theft and fraud, unfortunately many people still fall victim to this most modern of crimes...

Could Your Income Survive A Hurricane?

On Feb 25, 2015 0 104 52

As you know, Hurricane Katrina has caused destruction and devastation across several states. Hundreds of thousands of people have been displaced and are unable to work since the storm. Businesses have been closed for weeks...

Credit and Debit Cards: Choosing Dilemma

On Feb 25, 2015 0 104 52

As soon as you decide to get the card you face some questions what card finally to select? They arise because between both types we have more differences rather than commonness. In fact on the surface cards are very similar...

Credit Cards - Can You Live Without Them?

On Feb 25, 2015 0 104 52

Credit Cards - Can You Really Live Without Them? In 2007, having a credit card is no longer a luxury or even a convenience - it's a necessity. You can't rent a car, check into a motel, or order online without a credit card...



Credit Cards Let You Spend More than You Make

On Feb 25, 2015 0 104 52

Two minus four equals trouble when you are talking your budget. If you spend more money than you make, you will have money problems. The problem is that you usually don't realize what you've done until it is too late...

Credit Cards: An Unnecessary Evil

On Feb 25, 2015 0 104 52

Why are we in debt? Why is a majority of all people living with debt beyond their means? We all have debt, this seems to be the nature of life, but why is it that our debt at least equals or exceeds what we can afford? It is really quite simple...

Credit Card - Suggestions

On Feb 25, 2015 0 104 52

Suggestions of cards that are created and maintained for people with an imperfect credit history. Numerous cards that allow those with no credit to apply and successfully be granted a credit card in order to begin building up and improving their credit card history...

Credit Card APR - What exaclty is APR?

On Feb 25, 2015 0 104 52

APR stands for Annual Percentage Rate. APR attempts to create a single figure of interest allowing the consumer to compare like with like when selecting the best product for their lifestyle. Without APR it would be literally impossible to make this kind of quick comparison because the credit card companies use different calculations to compute their interest and other charges...

Credit card basics

On Feb 25, 2015 0 104 52

Which banks credit card do you have?, what is its credit limit, what type of card is itsuch questions are on everybodys lips today. The world seems to have been squeezed and wrapped into a credit card...

Credit Card Debt

On Feb 25, 2015 0 104 52

If you can't sleep at night because of credit card debt worries, you're not alone. Many people get in over their heads charging things they think they can't live without. You don't need to cut up all of your credit cards...

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