Credit

5510 Articles total.
What If I Cannot Make A Loan Payment?

On Feb 25, 2015 0 104 52

It is not that uncommon for the average consumer to find himself strapped for cash at times. There are those times when there is simply not enough cash on hand to pay all of the bills. So what can the consumer do if he does not have the cash to pay on a loan? Here are some tips to help reduce any problems you may encounter when you cannot make a loan payment...

What If I Cannot Make Timely Payments?

On Feb 25, 2015 0 104 52

Over the course of a lifetime, many average consumers will face occasions when they cannot make a timely payment on one or more of their debt accounts. This does not have to be the end of your good credit record, but what you do, the actions that you take, will determine whether you make it through this period unscathed or not...

What If I Have Bad Credit?

On Feb 25, 2015 0 104 52

A lot of people worry about whether or not their credit is good enough to get a home loan. What many people do not realize is that there are very few individuals who have perfect credit. Also, many people do not realize that "bad credit" is a vague, subjective term that can mean one thing one year and a completely different thing the next year...

What If I Lose My Credit Card?

On Feb 25, 2015 0 104 52

Report the loss immediately. Those four words are probably the most important words you can remember should you lose your credit card. Let's look at this a bit more closely. There is no debate that in the US more people are carrying credit cards and debit cards than ever before...

What If I Miss A Home Loan Payment?

On Feb 25, 2015 0 104 52

It is no secret that home loans will often last 30 years or more and that during that time anyone can face financial issues that may lead to missing a home loan payment. The first thing to do if you miss a home loan payment is to not panic...

What Is An Adjustable Rate Mortgage?

On Feb 25, 2015 0 104 52

An adjustable rate mortgage (also known as ARM) differs from a fixed rate mortgage in two very important ways, and we will explore those in this article. Adjustable rate mortgages differ from fixed rate mortgages in that the interest rate as well as the monthly payment will move up and down as market interest rates fluctuate...

What Is An Fha Mortgage Loan?

On Feb 25, 2015 0 104 52

The Federal Housing Administration (FHA) is operated by the Department of Housing and Urban Development (HUD). The FHA has the responsibility of administering the government insured home loan programs...

What Is An Interest-Only Mortgage? Is It Right For Me?

On Feb 25, 2015 0 104 52

Consumers are generally categorized into three classes: 1. Those who shudder at the very thought of paying interest. 2. Those who are willing to pay interest in order to have more purchasing power based on their current income level...

What Is APR?

On Feb 25, 2015 0 104 52

APR stands for Annual Percentage Rate. It is one of the most important numbers that you will find on a credit card application or statement. The reason it is important is because this number determines how much interest you will have to pay on any charges that you carry over on your credit card...



What Is A Bad Credit Credit Card?

On Feb 25, 2015 0 104 52

A bad credit credit card is a phrase which describes credit cards issued to individuals with bad credit ratings. "Bad credit credit cards" provide a chance for people with less than perfect credit to obtain a credit line and possibly improve their credit rating...

What Is A Carry Trade?

On Feb 25, 2015 0 104 52

When trading on the Forex market, you are sure to hear the phrase carry trade. By understanding what a carry trade is, you are better prepared to trade on the Forex market. Every currency in the world has an interest rate attached to it, and the rate is decided by the country's central bank...

What Is A Credit Report?

On Feb 25, 2015 0 104 52

For most people having good credit is a necessary part of their financial well being. Your credit history has a large impact on the ability to receive a mortgage, car loan and credit cards. Most of time your credit rating is based and formulated using information that is found on your credit report...

What Is A Debt Consolidation Company?

On Feb 25, 2015 0 104 52

Most of us dont really know what a debt consolidation company does. Obviously it has something to do with consolidation debts, but for what purpose? Why do we need them? What do they do? Hopefully this article will explain a little of this to you...

What Is A Debt Consolidation Loan?

On Feb 25, 2015 0 104 52

A debt consolidation loan can come in very handy for many consumers but these loans should be examined carefully before signing up for any. Like all financial instruments, this type of loan will have its benefits and its drawbacks...

What Is A Direct Deposit?

On Feb 25, 2015 0 104 52

Direct deposit has become a very popular way for people to have money deposited into their bank account without having to actually visit the bank. Direct deposit is a form of EFT which stands for Electronic Funds Transfer...

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