Not everyone has a perfect credit score. This could be due to a number of factors. Why should these people be punished for a bad number that is supposed to represent them? Many lenders are asking the same question and believe that they can help...

As a student looking for a credit card, everything is going to be foreign to you at first. Dont worry, it happens to all of us. The best thing about applying for a credit card online is that youre able to read all of the terms and conditions before applying without having someone breathing down your neck while getting that free t-shirt...
Getting a loan revolves most around two things: having a steady job and having a good credit score. While people with bad credit may have a tough time obtaining a loan to buy a house or to refinance their home loan, there are opportunities under certain circumstances for many of them to obtain an adverse remortgage...
Although its a responsible choice, the choice to purchase a life insurance policy isnt required. Other than not wanting to think about inevitable death, many people choose not to purchase a life insurance policy because they dont want to take on the extra payments for something they will not immediately use...
The best advice regarding renters insurance is purchase it. When we rent an apartment, a condo, a house, or a mobile home, we sometimes feel a bit too secure in knowing the property isnt ours. We dont own it; therefore, whatever happens to it, outside of the damage we may cause the property ourselves, is not our responsibility...
For about twenty years, banks and financial institutions have figured out that appealing to peoples hearts is the way to get them to open their wallets. Affinity credit cards have a charity logo as well as the issuers logo; each time the card is used to make a payment, balance transfer or withdraw cash from an ATM, the bank donates a percentage of the amount of the transaction to the charity...