Credit

5510 Articles total.
Saving for your children

On Feb 25, 2015 0 104 52

Most of us will face expenses in later life such as university, new car, wedding and first home. If you can afford to start saving for your children, a nest egg in later life can be a huge benefit. Saving just 30 a month for 18 years at an interest rate of 4...

Saving Money With Government Auctions

On Feb 25, 2015 0 104 52

Government auctions are where items that various government agencies have seized are sold, often at excellent prices. With a little knowledge, you can save some money with government auctions. Here is some basic information and tips to help you make the most of government auctions...

Settle your debts the easy way

On Feb 25, 2015 0 104 52

The process of contacting creditors directly or through a third party and negotiating for a lump sum payoff of your debts is known as debt settlement. Benefits of debt settlement You can reduce your principal debt amount by around 40% to 60%...

Should You File For Bankruptcy?

On Feb 25, 2015 0 104 52

Personal bankruptcy generally is considered the debt management option of last resort because the results are long-lasting and far-reaching. A bankruptcy stays on your credit report for 10 years, and can make it difficult to obtain credit, buy a home, get life insurance, or sometimes get a job...

Signing for your card transaction is now a thing of the past

On Feb 25, 2015 0 104 52

From Valentines Day (14th February) 2006 a signature is not good enough for you to purchase goods in the UK using your debit or credit card. Chip and PIN technology has been around for years, but before now it has still been an option that you may sign for your card transaction...

Signs That You're Not Using Your Credit Cards Properly

On Feb 25, 2015 0 104 52

It is a fact that many people fail to use their credit cards properly. Only when they have gained a credit card balance which is difficult to pay off do they begin seeking help. While it is possible to pay off your balance and get out of debt, it is much easier to look for the warning signals which indicate that your spending is getting out of control...

Simple Money Making Tips For Moms

On Feb 25, 2015 0 104 52

Moms know that staying home with the kids is an important job, perhaps the most important job that a woman can have. Unfortunately, few moms can afford to give up all of the income theyve been contributing to the family coffers...

Since gas prices are on the rise, is it smart to use gas cards and what are some ways to save money

On Feb 25, 2015 0 104 52

Copyright 2006 Debt Management Credit Counseling Corp. Question: Since gas prices are on the rise, is it smart to use gas cards and what are some ways to save money on gas? Answer: As we all know, gas prices have risen to an average of $3 per gallon in the United States...

Small Business Credit Cards: Make Your Accountant Obsolete

On Feb 25, 2015 0 104 52

Small business credit cards can play an important role in the success of many enterprises and small businesses. Yet currently most folks view of small business credit cards is extremely limited. Mostly they only think of them as tools to aid them in obtaining certain incentives for small businesses that credit cards have become famous for giving...



Spending Plan - A Nice Word For Budget

On Feb 25, 2015 0 104 52

To many people the word budget implies something constraining and negative. But a budget is really nothing more than a spending plan. By planning how and when you will spend your money, you are really just living within a budget...

Starting Your Own Check Cashing Business

On Feb 25, 2015 0 104 52

If you are currently thinking about starting your own check cashing business, there are things that you first need to consider. The path leading from conceptualization to realization can be a scary and uncertain route, and it is difficult for most people to know the proper steps to take...

Store Cards, Credit Cards And Loans How To Borrow Money Effectively.

On Feb 25, 2015 0 104 52

You dont have to have the lifestyle demands of Paris Hilton to need extra money these days. According to Credit Action, the total UK personal debt was 1,122 billion, a growth of about 10.5% over the previous year and in the UK and each adult in the UK has an average of 4...

Store Cards Are You Storing Up Problems?

On Feb 25, 2015 0 104 52

The number of people with one or more credit cards has grown at an unbelievable rate in recent years. Like the mobile phone, the credit card has become a way of life for many people, something theyd be lost without...

Stretched Thin

On Feb 25, 2015 0 104 52

I dont know about you, but it seems like most people today cant make ends meet. Ask around for an honest opinion and youll discover soon enough that thats true. In fact, it is downright difficult and almost impossible to make ends meet these days! Were simply stretched too thin! Expenses rise and with it the cost of living, but our income doesnt rise as quickly! So what options do we have since our income can no longer remain parallel to our expenses? What can we do to make ends meet? And even if we do make ends meet, what then? How can we get ahead? We may have the best intentions when we use our credit cards and when we budget through the month, but it is tough! And we may end up using our credit cards more and more until the bills get higher...

Structured Settlements - Should You Sell Yours?

On Feb 25, 2015 0 104 52

In recent years, it has become more common for victims of accidental injury who accept a settlement from the at-fault party to accept a structured settlement instead of a lump-sum payment. With a structured settlement, the injured party receives payments over an agreed-upon length of time - five years, ten years, or even a lifetime, rather than receiving payment up front in a lump sum...

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