Credit

5510 Articles total.
What Are Interest Free Credit Cards

On Feb 25, 2015 0 104 52

Credit cards that charge no interest on your purchases or on your balance transfer for a certain period of time are said to be interest free credit cards. This interest free period is for a certain time and limit...

What Are Platinum Credit Cards?

On Feb 25, 2015 0 104 52

Platinum credit cards are generally offered to those individuals with good credit ratings and an income of around 20,000 per annum or more. Platinum credit cards have many benefits and features compared to a standard or gold credit card...

What Are Prescreened Offers of Credit and Insurance?

On Feb 25, 2015 0 104 52

Mail Call: Bills, a letter from your Aunt Mary, a circular from a local department store, your monthly bank statement, and an offer for a new credit card that says youve been prescreened or prequalified...

What Are Reward Credit Cards?

On Feb 25, 2015 0 104 52

Reward credit cards or loyalty cards earn their owners certain incentives in terms of cash back or redeemable reward points. These benefits and reward points keep mounting as more charges are applied to the card, i...

What Are Supplemental Credit Cardholders?

On Feb 25, 2015 0 104 52

Have you ever been faced with the worry that your son or daughter is off to college and you want to give them access to emergency cash without having to give them the actual cash which theyll likely spend beforehand but knowing by the time you wire the money to them the emergency may well be over? If so, you may well want to know what supplemental credit cardholders are! In short, supplemental credit cardholders are persons who you authorize to use your credit card account...

What are they Charging you? - Understanding Credit Card Insurances

On Feb 25, 2015 0 104 52

Each Credit Card Issuer offers different insurance programs and names them in different ways. However, following is a list of the most common insurance programs available and a brief explanation of each one...

What are the common credit mistakes?

On Feb 25, 2015 0 104 52

In simple terms, credit means that you are going to use the money of someone else to pay for your own things. By taking a credit, you owe to repay the creditor with the entire amount with some rate of interest...

What a Smart Businessperson Wants

On Feb 25, 2015 0 104 52

Do you have a small business? Do you regularly purchase office supplies, and have financial software that manages your financial records? Do you sometimes charge your business expenses to your personal credit cards? Would you like a higher credit line for a large purchase that you have in mind? Chase Bank has a credit card designed for you that is a great answer to all the regular day to day activities of a business, and also offers a high credit line in case you need to make a large purchase...

What Can I Do To Improve My Credit Score?

On Feb 25, 2015 0 104 52

Nevertheless, scoring models usually consider the following types of information in your credit report to help compute your credit score: Have you paid your bills on time? You can count on payment history to be a significant factor...



What Can You Do if You Have Problem Fixing Your Credit Report?

On Feb 25, 2015 0 104 52

Have you ever had a problem that just won't be resolved? The endless phone calls, letters and hours of worry can really start to get to you. Often, there are mistakes made on credit reports that are difficult to correct...

What Does a 'Universal Default Penalty' Clause Mean On My Credit Card?

On Feb 25, 2015 0 104 52

You apply for a credit card that has an advertised 10% APR. The card is approved and you spend money on it. Some months later you notice that the interest rate cannot possibly be 10% APR but is nearer 30% APR...

What Does Equal Credit Opportunity Mean?

On Feb 25, 2015 0 104 52

The Equal Credit Opportunity Act (ECOA) ensures that all consumers are given an equal chance to obtain credit. This doesnt mean all consumers who apply for credit get it: Factors such as income, expenses, debt, and credit history are considerations for creditworthiness...

What Does FICO Mean To You?

On Feb 25, 2015 0 104 52

Although it may not be a term you're familiar with, the term FICO can be a determining factor as to whether or not you qualify for a credit or loan. But what is FICO, and how does it affect you when it comes to your creditworthiness? The acronym FICO actually stands for Fair Isaac Company, which was the company that originally created a mathematical model for the credit reporting company Experian...

What Do The Numbers Indicate On Credit Cards?

On Feb 25, 2015 0 104 52

Ever wondered what the numbers on your cards indicate? Well you might have written them down at several points, either as reference or as a security measure in case of theft, but did you ever sit down to think what they might mean? Heres the answer...

What Do You Do If Your Credit or Debit Card is Lost or Stolen?

On Feb 25, 2015 0 104 52

Make sure that you report the loss or theft of your credit cards and your ATM or debit cards to the card issuers as quickly as possible. Many companies have toll-free numbers and 24-hour service to deal with such emergencies...

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