Budgeting

36 Articles total.
A Look At Personal Bankruptcy & What To Expect

On Feb 25, 2015 0 104 52

One of the most difficult decisions that you can face is whether or not to file for bankruptcy. For individuals, there are basically two types of personal bankruptcy, which includes Chapter 7 and Chapter 13...

Basic Tips on Personal Finance

On Feb 25, 2015 0 104 52

Do you ever wonder where your money goes every month? Does it sometimes seem as though you cannot afford to do things because your financial obligations are holding you back? If you find that you are asking yourself these sorts of questions, perhaps you should take a look at your financial situation and assess whether you are practicing good personal finance management or not...

Budgeting Through Elective Utilities

On Feb 25, 2015 0 104 52

Telephone, Internet, and television service are all examples of elective utilities. These utilities, though many times necessary, are not essential to basic living standards in the United States like gas, electricity, and water...

Budgeting Without Shame

On Feb 25, 2015 0 104 52

Are you constantly trying to stay just one step ahead of your bills? A budget can help you organize your finances. It is really surprising, but a budget can save time and a lot of worries. Many people think of a budget as a financial jail or a diet...

Can You Still Grocery Shop On A Budget?

On Feb 25, 2015 0 104 52

When you go grocery shopping, do you find yourself coming home with more than you went out for, a receipt a mile long, and the wallet a little lighter? While it†s not necessary to be the Martha Stewart of shopping, there are some things you can do to reduce the time and money you spend at the grocery store...

Donating To Charity On A Budget

On Feb 25, 2015 0 104 52

I always feel guilty that I can't give to charity more than I do. But, honestly, my budget is trimmed down to the bare minimums and our income just meets those obligations with pennies to spare. Still, I feel that I should be giving something...

Don't Be Held Hostage By The Price Of Gasoline

On Feb 25, 2015 0 104 52

It seems everywhere you go these days, at least in the US, the conversations are about the price of gasoline. No wonder, since it's broken the $3.00 a gallon barrier and is causing a lot of people real hardships...

How A Millionaire Manages One Dollar

On Feb 25, 2015 0 104 52

If you don†t know how manage a million dollars, I guarantee that the money will quickly disappear if I wrote you a giant check right now. Precisely like 90% of lottery winners that go bust within five years, they didn†t have the basic discipline or the formula to handle the money that would have created a financial foundation that would last for generations...

Increasing Your Bottom Line

On Feb 25, 2015 0 104 52

As a small business, your focus on the bottom line is always crucial. But how do you increase your bottom line? Increasing the bottom line can happen two ways. One way is to reduce expenses. The other is to increase sales...



Learn to Bargain

On Feb 25, 2015 0 104 52

Most people get a little shy when it comes to bargaining for a good price on something. Those that are good at it get great deals on everything and save tons of money in the process. There are benefits to learning how to bargain...

New Year Home Budgeting

On Feb 25, 2015 0 104 52

The pre-Christmas period is the peak time of the year for retail sales, and many department and other stores depend on a successful Christmas for their annual profits. There is another side to that coin: the same period is also the peak time for consumer spending...

Saving Money Is The Slow Path To Financial Freedom

On Feb 25, 2015 0 104 52

Getting a job and not spending all the money each month is the slowest, hardest, and least efficient way to build up a big pile of money. Saving money is a worthwhile net worth building activity, but it doesn†t offer much more than that unless your goal is only to have a little cash at the ever-increasing age of retirement...

So, Do You Need Financial Planning?

On Feb 25, 2015 0 104 52

Well do you need Financial Planning? In this article, I will show you how you can answer this question. Immediately after we complete our college education, we automatically participate in a race call rat race...

The Envelope System of Budgeting

On Feb 25, 2015 0 104 52

Often, when you cash a check through a bank, your money is given to you in a cash envelope. People used to spend the money in this envelope wisely, knowing that there was no more money until the next payday...

Work Part Time Or Work One Time, It's Your Choice

On Feb 25, 2015 0 104 52

Copyright 2006 Randy McLean Have you ever entertained the idea of having an extra income stream coming in to help pay the bills at the end of each month? Don't worry, you are not alone. Most people think about this quite frequently...

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