Borrowing

70 Articles total.
Capital Markets driving the cost of Mortgages

On Feb 25, 2015 0 104 52

The capital that makes up your mortgage/ loan can come from a number of sources including other people's deposits and savings, stored up in the bank and other investors, all of which make up the Capital Markets...

Don't Bother With The Banker

On Feb 25, 2015 0 104 52

Bankers are seeing less and less new faces at their desk every day. The Internet has taken their clients and provided them with cheaper, easier and more convenient ways to get the money they need. As generations continue to march on, traditional lending companies are being forced to provide newer outlets to get younger people†s business...

Factors to Consider for Borrowing Student Loans

On Feb 25, 2015 0 104 52

Under the accepted standards of borrowing student loans, it is stressed that you can borrow up to the cost of attendance, as determined by your school, less other financial assistance you might be receiving...

Store Cards, Credit Cards And Loans – How To Borrow Money Effectively.

On Feb 25, 2015 0 104 52

You don†t have to have the lifestyle demands of Paris Hilton to need extra money these days. According to Credit Action, the total UK personal debt was 1,122 billion, a growth of about 10.5% over the previous year and in the UK and each adult in the UK has an average of 4...

Do You Need Life Insurance

On Feb 25, 2015 0 104 52

It can be very difficult to decide if you need life insurance. Life insurance can be an extremely onerous financial commitment and investment, and it will also last for a considerable period of time, so you should take careful consideration in deciding if it is the best way of achieving the financial and other goals you and your loved ones may have...

Car Loans

On Feb 25, 2015 0 104 52

Buying a new car is one of the single biggest purchases most people are likely to make in their life. Other than their home and maybe their education, there is not really much personal expenditure that can compare in size to the purchase of a new car...

Factsheet: APR, AER and EAR

On Feb 25, 2015 0 104 52

This is where measures such as the annual equivalent rates (AER) and annual percentage rate (APR) come in handy. These are calculated in the same way across providers. If you are trying to compare accounts, look for these, rather than the headline rate...

Government Loans And Why You Never Default!

On Feb 25, 2015 0 104 52

There are many types of government loans out there – loans to go to school, to start a small business, and even to buy a house. It is considered a social service for the government to provide funding and financing to certain people in the community...

Should You Borrow From Your 401(K) Or TSP?

On Feb 25, 2015 0 104 52

Conventional wisdom says that you should never, ever borrow from your 401(K). Financial gurus tell us that we should not take money out of our 410(K) for tax reasons and that many people do not have the self-control to pay back the loan...



Student and Graduate Loans

On Feb 25, 2015 0 104 52

Student and graduate loans are becoming more popular as student debt continues to rise and students seek alternative ways of dealing with it. The good news is that student or graduate loans are generally available without the need to show steady income or offer security...

Taking The Bite Out Of The Loan Shark

On Feb 25, 2015 0 104 52

You will not find an interest free loan, unless you are borrowing from a friend or family member, or somebody that likes you very much! The interest on a loan is the ingredient that makes it worthwhile for a lender to lend you money, also known as APR...

Unsecured Loan

On Feb 25, 2015 0 104 52

When you take out a loan, you will many decisions to make, but one of the most fundamental, will be whether or not to opt for a secured or an unsecured loan. A secured loan will have a number of advantages...

Agreement of Sale

On Feb 25, 2015 0 104 52

When the time comes for you to purchase your new home, both you and the seller will have to come to an agreement. The major component of the sale that both you and the seller will have to agree on is the purchase price...

Assumption, Assuming a Mortgage

On Feb 25, 2015 0 104 52

An assumption is the agreement between the buyer and the seller where the buyer takes over the payments on an existing mortgage from the seller. Assuming a mortgage can usually save the buyer money since this is an existing mortgage debt, unlike a new mortgage where closing costs and new, probably higher, market rate interest charges will apply...

Bad Credit Mortgage Refinance

On Feb 25, 2015 0 104 52

If you are looking to refinance your mortgage but believe you will be unable to because your credit may be challenged by late payments, bankruptcy, charge off†s, or unpaid medical bills to name a few, don†t worry, there is hope...

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