Bonds

91 Articles total.
Cash-out refinance: Turning lemons into lemonade

On Feb 25, 2015 0 104 52

The oft given, rarely followed adage, "Turn Lemons into Lemonade" seems out of place in the world of refinance. But in fact, it is quite appropriate when considering entering into a Cash Out refinance loan...

Re-evaluating Surety Bond Underwriting

On Feb 25, 2015 0 104 52

Traditional surety bond underwriting does not allow for any losses. In other words, applicants are only suppose to be approved for a bond if the underwriter believes there will be no claims. This differs from insurance underwriting, as a loss is expected and is built into the premium...

Retirement and the Roth IRA

On Feb 25, 2015 0 104 52

Copyright 2006 Ronald Hudkins An IRA is an IRA is an IRA, unless it†s a Roth IRA. Roth IRAs, which burst upon the investment scene not so long ago, offers some attractive departures from traditional IRAs, especially if it†s being used as a retirement planning tool...

Savings Bonds

On Feb 25, 2015 0 104 52

Savings bonds are a great way to save money for your future. Either purchased yourself, or given as a gift, savings bonds ensure you that you will have at least some amount of savings later on. Although you may already know a little about savings bonds, either owning them yourself or having given one as a gift, you may not know that there are different types...

Saving Bonds

On Feb 25, 2015 0 104 52

Saving Bonds are issued by US Treasury Department. These are not tradable anywhere in the market. The bonds are non-marketable securities. For any buying and selling activity, you need to go to the agents authorized by the government...

Surety Bond Bulk Discounts

On Feb 25, 2015 0 104 52

Every now and then I get a call from a new client asking how much of a discount they will receive for obtaining multiple bonds. I immediately know the conversation will take a bit longer than usual, as I will have to explain what surety bonds are in order for them to understand why they will not obtain a discount for placing multiple bonds...

The Untimely Demise of MFS Pacific Finance Limited

On Feb 25, 2015 0 104 52

The Untimely Demise of MFS Pacific Finance Limited Amongst the numerous investment funds and financial institutions falling victim to the global credit crunch, one that surely need not and should not have succumbed was New Zealand-based MFS Pacific Finance Limited...

Banking With Bad Credit

On Feb 25, 2015 0 104 52

If you have bad credit, then banking and using financial products can be hard. However, there are ways that you can bank with bad credit and still get the features that you want. Also, if you have good credit there are some actions you can take that will easily ruin your credit score and reduce your ability to get the deals that you want...

Hedging – What Is It, And It†s Uses In Risk Management

On Feb 25, 2015 0 104 52

The second of a two part article†. Before I discuss the use of hedging to off-set risk, we need to understand the role and the purpose of hedging. The history of modern futures trading begins in Chicago in the early 1800†s...



Market Risk – Not To Be Ignored or Overlooked

On Feb 25, 2015 0 104 52

The first of a two part article†. Fund managers, whether they be equity or bond traders, know all too well that returns are not simply a result of their asset selection prowess. Many external factors come into play...

Higher income from high yield bonds

On Feb 25, 2015 0 104 52

To understand high yield bonds, let's define what a bond is. A bond is an interest-bearing investment that obliges the borrower to pay a specific amount of interest for a specific period of time and then at maturity to repay the investor the original amount of the loan...

How To Invest Wisely And Make Your Money Grow

On Feb 25, 2015 0 104 52

Wise investments of your spare funds can be a great way to grow rich. These days, savings accounts offer very low interest and it is a waste to allow your money to lie in them. Based on your appetite for risk and your financial needs, you have various other investment schemes and options to choose from...

Income Investing: Selecting the Right Stuff

On Feb 25, 2015 0 104 52

When is 3 percent better than 6 percent? Yeah, we all know the answer, but only until the prices of the securities we already own begin to fall. Then, logic and mathematical acumen disappear and we become susceptible to all kinds of special cures for the periodic onset of higher interest rates...

Investment Advisors 101†ask some questions.

On Feb 25, 2015 0 104 52

Investment Advisors (IAs) come in all different intellectual, professional, and alphabetical varieties. They range in educational qualifications from High School dropout to PhD, and can be professional Accountants, Insurance Salesmen, Stock Brokers, Investment Managers, Dentists, Lawyers, TV personalities, and Gourmet Chefs...

Investment Basics: Don't forget about bonds

On Feb 25, 2015 0 104 52

You should consider investing in bonds for both income and stability. In any given year equity markets could appreciate in value by 30 to 40 percent or decline in value by the same amount. Bonds fluctuate far less...

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