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305 Articles total.
Understanding Grace Periods

On Feb 25, 2015 0 104 52

If you are someone who pays their credit card balance off in full each month, then you probably dont need to worry about grace periods. However, if you are someone who does not pay off your balance in full each month, then you need to know about the different types of grace periods and how they work...

Using A Credit Card To Shop Online

On Feb 25, 2015 0 104 52

If you have the Internet, you have probably seen the myriad shopping sites where you can buy all manner of goods and services. However, you might be cautious about buying online because you are unsure of how safe the system is, or how to go about buying something on the Internet...

Using Commercial Cards In Your Business

On Feb 25, 2015 0 104 52

Although credit cards are often associated with individuals, using credit cards within business is also a viable option. If you have a business, then using commercial credit cards could really help you to keep track of spending and improve your business cash flow...

Using Credit Cards And E-commerce On Your Web Site

On Feb 25, 2015 0 104 52

If you have a web site that you use for business, then you should think about setting up your site to allow people to pay for things using a credit card. If you can get your head around using credit cards and e-commerce on your web site, then you will attract more customers and make your business run more smoothly...

Using Your Card: What Is Its Purpose?

On Feb 25, 2015 0 104 52

There is a wonderful feeling to having a credit card when you need one, but that blanket term "credit card" can be misleading at times. Not all credit cards are the same, and this goes beyond the APR that most people are aware of...

Virtual Credit Cards: A Guide

On Feb 25, 2015 0 104 52

If you are someone who enjoys shopping online but are concerned about the safety of your credit card details, then you should consider getting a virtual credit card. This new type of card is designed specifically for making purchases online, and aims to keep your credit card details safe...

What Are Credit Card Fees?

On Feb 25, 2015 0 104 52

Credit card companies are in the business of making money. It really is that simple. They earn their money through two principle methods. One is through the finance charges that they levy when you make purchases on the card, and the other method is through the use of credit card fees...

What Are Credit Card Rewards?

On Feb 25, 2015 0 104 52

Credit card rewards are bonuses that you receive as you use your card. In general, the more you use the card the more points or rewards you get from the company. When you are shopping for a card that offers rewards one of the first things you need to decide is whether you want points or cash back...

What Are Grace Periods?

On Feb 25, 2015 0 104 52

When you begin looking for the credit card that will fit you needs there are several things that you will want to look into. Included in this list are issues such as the annual percentage rate (APR), cash advance rates and fees, annual fees for using the card, and the grace period that the company offers its customers...



What Are The Types Of Bank Accounts?

On Feb 25, 2015 0 104 52

If you are new to banking, you may be surprised to learn that there are many types of bank accounts available. The type of bank account that you will need will depend on several factors. This article will examine some of the more common types of bank accounts that you will find at most banks and credit unions...

What If I Lose My Credit Card?

On Feb 25, 2015 0 104 52

Report the loss immediately. Those four words are probably the most important words you can remember should you lose your credit card. Let's look at this a bit more closely. There is no debate that in the US more people are carrying credit cards and debit cards than ever before...

What Is APR?

On Feb 25, 2015 0 104 52

APR stands for Annual Percentage Rate. It is one of the most important numbers that you will find on a credit card application or statement. The reason it is important is because this number determines how much interest you will have to pay on any charges that you carry over on your credit card...

What Is Overdraft Protection?

On Feb 25, 2015 0 104 52

In simple terms, overdraft protection helps you should you write a check and not have the funds in your account to cover that check. That is the simple explanation, but there is often more to it than that...

What Kind Of Credit Cards Are There And Which One Should I Get?

On Feb 25, 2015 0 104 52

Recent years have seen a real increase in the type of credit cards available. So much so, that now you really have to look and see what is available, and it can actually be a little hard to choose between them...

When Credit Card Balance Transfer Is For You

On Feb 25, 2015 0 104 52

My friends and I were once discussing how difficult it was becoming to stay on schedule with our credit card bills. There are the monthly insurance premiums, mortgages and car loans to think of, and we were not sure if our salaries (combined with our respective husbands' salaries) could take any more load...

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