Apr

375 Articles total.
College Student Credit

On Feb 25, 2015 0 104 52

If you're a college student, chances are you've been offered more than a few credit cards. Maybe you have a friend who has already run up credit card bills on par with her student debt, and so you've steered clear of the credit card offers...

Credit Cards - Can You Live Without Them?

On Feb 25, 2015 0 104 52

Credit Cards - Can You Really Live Without Them? In 2007, having a credit card is no longer a luxury or even a convenience - it's a necessity. You can't rent a car, check into a motel, or order online without a credit card...

Credit Card APR - What exaclty is APR?

On Feb 25, 2015 0 104 52

APR stands for Annual Percentage Rate. APR attempts to create a single figure of interest allowing the consumer to compare like with like when selecting the best product for their lifestyle. Without APR it would be literally impossible to make this kind of quick comparison because the credit card companies use different calculations to compute their interest and other charges...

Credit Repair and History

On Feb 25, 2015 0 104 52

The Credit Repair Equation Although credit cards may be what land the most people in credit trouble, they're also the best tool for credit repair. If you find yourself faced with mounting debts and worsening credit, the most important things you can do are always paying your minimum credit card bills, and not exceeding your card's credit limit...

First step to Build credit

On Feb 25, 2015 0 104 52

Getting a credit card, use a couple of times a month, and pay it off any other time, and 3 / 4 the other half. Every two months to call the company credit card and ask for an increase in the credit line...

Fixed APR Balance Transfers: Better Than A 0% APR

On Feb 25, 2015 0 104 52

0% balance transfers offer great short term savings, free up money to pay down debt quicker, and can ultimately save consumers hundreds, if not thousands of dollars in interest over their duration. However, the very best 0% balance transfer offers on the market only last 15 months...

Helpful Hints On Personal Loans

On Feb 25, 2015 0 104 52

Are you thinking of taking out a personal loan! If the answer is yes then you have to ask yourself some questions first. This will make sure that the loan you choose is the right one to suit your needs...

How Fair Lending Protects Us

On Feb 25, 2015 0 104 52

Fair lending is an extremely important issue in the protection of consumers and their interests. There is a variety of legislation, both state and federal, that will be in place to make sure that lenders do not take advantage of consumers when they are borrowing money...

How To Choose and Use Credit Cards

On Feb 25, 2015 0 104 52

Credit Card Terms A credit card is a form of borrowing that often involves charges. Credit terms and conditions affect your overall cost. So it's wise to compare terms and fees before you agree to open a credit or charge card account...



How To Loose That 0% APR - All Is Not Lost

On Feb 25, 2015 0 104 52

So you decided to consolidate your high interest rate credit cards into one 0% APR credit card with a transfer balance offer. The low introductory offer is good for twelve months, which will give you a chance to pay down your debt virtually interest free for a whole year! But then six months into using that new 0% APR credit card, poof! The 0% APR is gone and you're paying 10...

Never Use Payday Loans

On Feb 25, 2015 0 104 52

Should I Ever Use a Payday Loan Service? In the past several years, payday loan stores have been popping up all over the country. With names like "Check Into Cash," "The Cash Store," and "EZ Money," they offer unsophisticated consumers the promise of quick, easy cash with few questions asked...

What is Interest?

On Feb 25, 2015 0 104 52

Unless you have a degree in finance, you probably don't know all that you need to know in order to be an informed, responsible credit card user. Now you don't need to be a finance expert to comprehend the basics covered in this article, but after reading it, you might feel like one the next time the subject comes up with your co-workers, friends, or family...

Young Adult Credit

On Feb 25, 2015 0 104 52

Credit Care for Teens and Young Adults It's great when parents are willing to help out with their kids' futures, but make sure that you understand all of the implications before you help your kids build credit...

0 APR Credit Cards

On Feb 25, 2015 0 104 52

How many pieces of plastic do you have? Are you a credit card fanatic? You know, one of those individuals that acquire as many credit cards as possible? Now, first of all, this may get you into a serious financial bind...

0 APR credit cards are Not Just for Christmas

On Feb 25, 2015 0 104 52

0 APR credit cards are here to stay. Now that we're well into the New Year we've learned (again) the lessons of the festive season. Zero interest credit is a nice idea, but why not extend it beyond your present credit card to the next, and the next...

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