Mortgage

835 Articles total.
Buying A Home After Bankruptcy - How Long Should You Wait To Buy?

On Feb 25, 2015 0 104 52

Individuals interested in purchasing their own home strive to maintain a positive credit rating. This is achieved by paying bills on time, having a low debt to income ratio, and so forth. Nevertheless, several lenders are eager to offer home mortgages to individuals with bad credit...

What documents do I need in order to deduct mortgage interest?

On Feb 25, 2015 0 104 52

Many people are aware of how difficult it can be to perform normal tax processes when April comes around each year. On top of this, the more physical properties or complications an individual has in their life, the less simple it is for the individual's taxes to be filed, generally speaking - and this includes having a mortgage or residency...

Balloon Mortgages Explained

On Feb 25, 2015 0 104 52

A balloon mortgage is a loan that is provided for a short period of time for a set amount of money. Balloon mortgages will often involve periodic payments that are made at a fixed interest rate. During this period, the loan may not be amortized...

Homebuyer's Loan Guide

On Feb 25, 2015 0 104 52

If you are a first time homebuyer, there are a few points on a loan for homebuyers that you should keep in mind. These pointers simply ensure that you don†t burden yourself with a loan or the repayment and that you can get a justified return...

Choosing your mortgage – customer service and reputation do count.

On Feb 25, 2015 0 104 52

Recent moneyfacts.co.uk user polls have shown that 18% of us have moved mortgage provider due to bad customer service. 28% of us have avoided taking out a mortgage with a particular provider due to a friend†s bad experience...

Where Mortgage Leads Come From

On Feb 25, 2015 0 104 52

If you are a loan officer or mortgage broker, and you are considering purchasing mortgage leads, one thing that will be important to know, is where these lead companies obtain their leads from. Many times, mortgage lead companies will sell their leads multiple times...

Reverse Annuity Mortgage – Tapping Into Your Equity

On Feb 25, 2015 0 104 52

Reverse annuity mortgages (RAM) were created to allow older Americans to tap into the equity of their paid for or nearly paid for home. Homeowners receive a tax-free payment each month, and the mortgage is paid when the home is sold...

Mortgage Calculator Hopes: The American Dream

On Feb 25, 2015 0 104 52

A family and a home of my own. These are the dreams of millions of little girls. The harsh reality of adulthood can push those dreams done. Many times it's just because there seems no way. A mortgage calculator can crunch the numbers fast and show what it really takes to into a home...

3 Steps You Must Do If You Want To Pay Off Your Mortgage In 7 Years Or Less

On Feb 25, 2015 0 104 52

One of the single largest financial purchases a person makes in a lifetime is a home. And more often than not, a home mortgage is required to fund the purchase. But how many people have been told, that the current way a mortgage is paid off, is like a cancer on our financial health? The mortgage and banking industry has offered to the unsuspecting public the 30-year fixed amortized mortgage the most expensive mortgage, a financial cancer akin to the cigarette industry offering cigarettes...



Understanding Mortgage-Backed Securities

On Feb 25, 2015 0 104 52

The housing boom of the last seven years has been one of the biggest ever. Mortgage-backed securities are one reason for the torrid pace of real estate growth. Understanding Mortgage-Backed Securities A mortgage-backed security is essentially a bond...

The Right Time for Mortgage Refinancing

On Feb 25, 2015 0 104 52

If interest rates have dropped by a percentage point or more since you got your first mortgage, refinancing could save you big bucks. And if you have enough equity so that your new mortgage is for less than 80% of your home†s value, you†ll be able to stop paying Private Mortgage Insurance (PMI), which will save you even more...

100% Mortgage Financing – A Way To Avoid Private Mortgage Insurance

On Feb 25, 2015 0 104 52

Ideally, traditional mortgage lenders want new homebuyers to have a 20% down payment when purchasing a new home. Thus, if purchasing a $200,000 home, you should be prepared to have $40,000 as a down payment...

Who Wants Low Mortgage Rates?

On Feb 25, 2015 0 104 52

Who doesn†t want low mortgage rates? A low mortgage rate means spending on monthly payments during the course of a mortgage. A low mortgage rate can save homebuyers like you several thousands of dollars...

Rhode Island Mortgage - What to Expect When Buying a Home in Rhode Island

On Feb 25, 2015 0 104 52

Maybe you†re buying your first home in Rhode Island, or perhaps you†re relocating to Rhode Island from another state. Either way, it†s important that you educate yourself on Rhode Island home loans before shopping for a home and mortgage...

How To Find Wholesale Mortgage Lenders

On Feb 25, 2015 0 104 52

Some mortgage bankers and portfolio lenders are also wholesale lenders that deal with mortgage brokers, sometimes exclusively. Most mortgage lenders have both wholesale and retail departments. Mortgage brokers prefer to obtain wholesale rates and then mark up these rates by adding points, presenting the borrowers with quotes that are similar to what borrowers could obtain directly from a retail lender...

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