Insurance

871 Articles total.
No Load Term Life Insurance

On Feb 25, 2015 0 104 52

Have you ever heard the term load and no load in the financial service industry? The loading of an insurance product usually always involves the agent†s commission and the company†s expenses...

Memo to myself – I need Keyman Insurance

On Feb 25, 2015 0 104 52

Last month I had to drive down to London. I don't like driving at the best of times but the rain, spray and heavy traffic on the M1 made conditions difficult. Radio 2 kept me company and the heater kept me warm...

Types Of Healthcare Plan

On Feb 25, 2015 0 104 52

There is a lot said about health care these days. With costs rising and no end in sight there is a bigger need than ever for everyone to have the coverage of a health care plan. Health car plans are basically like insurance that helps you cover medical costs...

Car Insurance Top Tips

On Feb 25, 2015 0 104 52

The car insurance industry has got really competitive in the last few years, so prices haven't really changed much. There are now over 100 car insurers to choose from, so there are some very good deals out there for those who are prepared to shop around...

Universal Life Insurance

On Feb 25, 2015 0 104 52

Universal life insurance is just one of several types of life insurance policy available through life companies today. Unlike term life insurance or mortgage (reducing) life insurance, universal life insurance gives your insurance policy a cash-in value, allowing you to withdraw funds accumulated on your universal policy as and when needed...

Term Insurance vs. Whole life or Permanent Insurance - A Car Analogy

On Feb 25, 2015 0 104 52

Should I lease a car or buy it? Think of a term life insurance policy as leasing a car. When you lease a car you get the benefits of using the car, but when you stop paying you don't have a car anymore...

Insurance - Hints and Tips

On Feb 25, 2015 0 104 52

There are several ways to reduce your Insurance Premiums, and by implementing these methods you can save yourself thousands a year. Excess Most claims are subject to an excess which is stipulated in your policy...

Auto Insurance, Policy Assets, and Customer Assistance

On Feb 25, 2015 0 104 52

One morning a friend of mine was running late for class at school. His wife was throwing together some kind of breakfast while he gathered his laptop, notebook, and picked out the books he was going to need for school that day...

The History and Principles of Insurance

On Feb 25, 2015 0 104 52

Insurance History Insurance as we understand it now might be associated to the Huge Fire of London, which in 1666 devoured 13,200 houses. Fallowing this disaster Nicholas Barbon opened an office to insure buildings...



Gap Insurance: A Financial Safety Belt

On Feb 25, 2015 0 104 52

Why is gap insurance considered as a financial safety belt? Simply put, it keeps you from being financially ruined when disaster hits your car. For example you are in this situation, you bought a late-model car three months ago using a car loan with a regular car insurance...

Why Should You Shop Around for Auto Insurance?

On Feb 25, 2015 0 104 52

Does buying from the most expensive company mean you are buying the best coverage? Generally, a good deal is a state of mind. As long as you are happy, with the amount of coverage, you have and how much you paid for it, you got a good deal...

Divorce and Health Insurance Benefits

On Feb 25, 2015 0 104 52

Divorce causes major issues with health insurance benefits. Many families have employer provided and/or paid for health insurance benefits that cover the entire family. It is not uncommon to see situations where the other spouse is a stay at home parent, with absolutely no access to health insurance benefits, or employed at a job with either no health insurance benefits available or those benefits available at a substantial cost...

Cheap Insurance Life

On Feb 25, 2015 0 104 52

Permanent life insurance provides lifetime insurance protection (does not expire), but the premiums must be paid on time. Most permanent policies offer a savings or investment component combined with the insurance coverage...

Health Insurance Coverage

On Feb 25, 2015 0 104 52

Health insurance is something that everyone needs today. The rising cost of visiting a health care provider or a hospital stay makes it imperative that everyone have some type of health care coverage. Government statistics estimate that over 40 million people in America are not covered by any type of health insurance on any given day...

Cheap Car Insurance For Students - Is There Such A Thing?

On Feb 25, 2015 0 104 52

Cheap car insurance is out there My college days were laced with phone calls from the motor vehicle department reminding me of my many speeding tickets and moving violations. Although they never revoked my license I don†t think a driving record can get much worse without losing your license altogether...

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