Read latest personal finance articles about loans, saving & spending, lifestyle, insurance, taxes, career & education, retirement, and real estate. Try our calculators for setting your savings goals for a car, down payment for a home, education and other needs as well as mortgage calculator to determine monthly payments for a home. Search glossary to better understand financial terms and their meanings.

Articles on Finance Topics

Stark Rise In Car Insurance Premiums

On Feb 25, 2015 0 104 52

The stark rise in car insurance and business car insurance premiums, which was predicted by Norwich Union at the end of 2006 has not materialised. One of the UK†s biggest car insurers, Norwich Union had stated that in 2007 premiums would have to rise by 16% in order to cover the cost of increased claims...

Cash Advances In Commerce

On Feb 25, 2015 0 104 52

There are many kinds of cash advances available in the marketplace. These advances are designed to allow individuals to pay their bills until they receive a paycheck. Payday loans are readily available, as are business loans and other loans, which impose a fee...

Coming To A Post Box Near You!

On Feb 25, 2015 0 104 52

You know the procedure by now, you get out of bed, walk downstairs grab a cup of coffee and go and look for what you have in your mail box, the majority of us know that its usually filled with fliers and mailings offering the next best interest rate for home loans†...

Tips For Avoiding Foreclosure

On Feb 25, 2015 0 104 52

No one wants to experience a foreclosure on their home and it likely that they work hard to avoid it. It is unlikely that anyone takes out a mortgage with the clear intent to not make the payments and have a lender foreclose on the home...

What Is A Wage Garnishment?

On Feb 25, 2015 0 104 52

A wage garnishment is a legal procedure through which a percentage of a person's earnings are withheld by an employer for the payment of a debt. Most wage garnishments are made by court order. Other types of wage garnishments are of legal or open procedures made by the IRS or state tax collection agency levies for unpaid taxes and federal agency administrative garnishments for non-tax debts owed to the federal government...

401(k)

On Feb 25, 2015 0 104 52

A 401(k) plan is an employer sponsored plan. The employer makes direct contributions to the account that are deducted from the employee's paycheck. Most companies will match the paycheck contribution up to a certain percentage...

The Lure of Cash Advances

On Feb 25, 2015 0 104 52

Getting a cash advance loan may make you feel better about a financial problem, but just think how much better you will feel once you have paid back that loan! This article is the result of the growing use of cash advance loans...

Mutual Funds as a Long Term Investment

On Feb 25, 2015 0 104 52

Mutual Funds are a long term investment. Period. Nothing short-term about them, no day trading. They are meant for the serious investor that is willing to take the time needed to grow their wealth over a long period of time...

What is Financial Securities

On Feb 25, 2015 0 104 52

It is true that bankers also invest money in securities, and that some of these are foreign, but here again the proportion invested abroad is so small that we may be reasonably sure that any money left by us in the hands of our bankers will be employed at home...

Why You Should Consider Trading Futures

On Feb 25, 2015 0 104 52

One of the least understood financial markets is the one for futures. That is in part a function of the fact that for many years it has been referred to as “commodity futuresâ€, which has no doubt turned many would-be traders away, folks who don†t have any interest in things like Pork Bellies and Frozen Concentrated Orange Juice (to include a few from the popular Trading Places film)...